{"account":{"slug":"alliant-high-rate-checking","bank":"Alliant Credit Union","name":"High-Rate Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.alliantcreditunion.org/bank/high-yield-checking-account","history":[{"date":"2026-06-11","apy":"0.25% with eStatements and one monthly electronic deposit","monthlyFee":"$0","minimumOpen":"None ($25 for the membership savings account)","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"0.25% with eStatements and one monthly electronic deposit","monthlyFee":"$0","minimumOpen":"$25 online; none via paper application or online banking","atm":"80,000+ fee-free ATMs plus up to $20 a month in ATM fee rebates","note":"Reconfirmed 0.25% APY conditions, no monthly or overdraft fees and $20 ATM rebates; clarified the $25 online opening deposit","sourceUrl":"https://www.alliantcreditunion.org/bank/high-yield-checking-account","sourceLabel":"Alliant High-Rate Checking product page"}],"verificationEvents":[{"id":"b1b36c1c-116d-4a2f-8189-586333e760b5","entityType":"bank-account","slug":"alliant-high-rate-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:19.686Z","sourceUrl":"https://www.alliantcreditunion.org/bank/high-yield-checking-account","sourceLabel":"Alliant High-Rate Checking page","outcome":"unavailable","summary":"Official page returns 403 to fetch and a security challenge in headless browser; record left unchanged","changedFields":[],"previousHash":"23e8fd86f04fb33efdb57fa4bbfb391de5b545ebe777c2a2720dbff769b80af3","recordHash":"ae151f53134d2d861ec186f302626df44266c2023ce895d3f962e4bfefc21515"},{"id":"0835df20-aae1-45a9-ac35-5165cbd3d8b8","entityType":"bank-account","slug":"alliant-high-rate-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:32:58.579Z","sourceUrl":"https://www.alliantcreditunion.org/bank/high-yield-checking-account","sourceLabel":"Alliant High-Rate Checking product page","outcome":"confirmed","summary":"0.25% APY with eStatements and an electronic deposit, no fees, $20 ATM rebates confirmed; $25 online opening deposit clarified","changedFields":["minimumOpen","termHistory"],"facts":{"apy":0.25,"monthlyFee":0},"previousHash":"83a31f723b4a025fd4013a1b9586e5f3d332813faa83341216b6ef82f943a972","recordHash":"0a43b9170d61c9ebc3c2a8ab52142633913a05ff41949cd5873c0cc699829fcb"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}