{"account":{"slug":"ally-money-market","bank":"Ally Bank","name":"Money Market Account"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.ally.com/bank/money-market-account/","history":[{"date":"2026-10-05","apy":"3.10% (as of October 2026, back up from 3.00%, matching Ally's Online Savings rate after the Fed's September 2026 hike)","monthlyFee":"$0","minimumOpen":"None","atm":"Debit card with 75,000+ free ATMs and $10/cycle out-of-network reimbursement","note":"Prior catalog snapshot retained for history; its rate comparison and monetary-policy explanation were not reverified in this review."},{"date":"2026-10-23","apy":"3.20% variable APY displayed October 23, 2026; confirm the rate for your balance tier","monthlyFee":"$0","minimumOpen":"None","atm":"75,000+ Allpoint and MoneyPass ATMs in the U.S.; up to $10 per statement cycle for other ATM fees nationwide","note":"Scoped official-source correction of displayed rate, ATM scope, transaction limits and service-fee/access claims. Removed unsupported savings-rate parity and universal-superiority statements. Full-record verification date retained.","sourceUrl":"https://www.ally.com/bank/money-market-account/","sourceLabel":"Ally Money Market product, fee and access disclosures"},{"date":"2026-11-02","apy":"3.20% variable APY displayed November 2, 2026; confirm the rate for your balance tier","monthlyFee":"$0","minimumOpen":"None","atm":"75,000+ Allpoint and MoneyPass ATMs in the U.S.; up to $10 per statement cycle for other ATM fees nationwide","note":"Freshness-rotation reconfirmation: Ally's Money Market page still shows 3.2% APY, correct as of 10/30/2026. No change.","sourceUrl":"https://www.ally.com/bank/money-market-account/","sourceLabel":"Ally Money Market Account page, checked November 2, 2026"}],"verificationEvents":[{"id":"6d295af2-93c3-427d-9057-211dcd6b441c","entityType":"bank-account","slug":"ally-money-market","checkedAt":"2026-10-23T19:06:33.417Z","recordedAt":"2026-10-23T19:06:33.418Z","sourceUrl":"https://www.ally.com/bank/money-market-account/","sourceLabel":"Ally Money Market rate, fee and access disclosures","outcome":"changed","summary":"Scoped update: current page displays 3.20% APY dated October 23. Corrected ATM scope, transaction-limit and access descriptions; removed unsupported savings-rate parity, monetary-policy explanation and blanket no-fee/best-provider claims. Preserved October 5 full-record verification date and earlier catalog values as labeled history.","changedFields":["apy","tagline","features","atm","pros","cons","ourTake","bestFor","termHistory"],"previousHash":"e502477198d6b08eb1965adeb7dfa733fe94d598e03c0e4f949870cb3976e139","recordHash":"904c0f75095027e2aa79cd93f8d20b6761add903f00411d3fb9a0f18e208d3c5"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}