{"account":{"slug":"ally-online-savings","bank":"Ally Bank","name":"Online Savings Account"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.ally.com/bank/online-savings-account/","history":[{"date":"2026-09-07","apy":"3.00% (as of September 2026, cut from 3.10% effective June 3, 2026)","monthlyFee":"$0","minimumOpen":"None","atm":"No ATM access on savings; pair with Ally checking for 75,000+ free ATMs","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}