{"account":{"slug":"ally-spending-account","bank":"Ally Bank","name":"Spending Account"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.ally.com/bank/interest-checking-account/","history":[{"date":"2026-06-11","apy":"0.10% under $15,000; 0.25% on $15,000+","monthlyFee":"$0","minimumOpen":"None","atm":"75,000+ fee-free ATMs nationwide plus up to $10/month reimbursement of other operators' fees","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}