{"account":{"slug":"amex-high-yield-savings","bank":"American Express National Bank","name":"High Yield Savings Account"},"status":"recent","lastVerified":"2026-09-21","officialSource":"https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/","history":[{"date":"2026-09-21","apy":"3.00% (as of September 2026, cut from 3.10%)","monthlyFee":"$0","minimumOpen":"None","atm":"No ATM or debit access on savings; Amex Rewards Checking has its own debit card","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}