{"account":{"slug":"axos-basic-business-checking","bank":"Axos Bank","name":"Basic Business Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.axosbank.com/business/business-checking-accounts/basic-business-checking","history":[{"date":"2026-06-11","apy":"None on Basic; Business Interest Checking pays 1.01% under $50k (then 0.10-0.20%)","monthlyFee":"$0 (Basic)","minimumOpen":"None for Basic; $100 for Business Interest Checking","atm":"Use any US ATM; Axos reimburses domestic operator fees without limit","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None on Basic; Business Interest Checking pays 1.01% under $50k (then 0.10-0.20%)","monthlyFee":"$0 (Basic)","minimumOpen":"None for Basic; $100 for Business Interest Checking","atm":"Use any US ATM; Axos reimburses domestic operator fees without limit","note":"Basic and Interest Checking terms reconfirmed (1.01% under $50k); bonus now up to $200 with START200 through 1/31/2027 for new businesses, prior $600 bundle no longer shown","sourceUrl":"https://www.axosbank.com/business/business-checking-accounts/basic-business-checking","sourceLabel":"Axos Basic and Business Interest Checking pages"}],"verificationEvents":[{"id":"cd0b6d07-e4bc-43a7-82d1-996262d5d689","entityType":"bank-account","slug":"axos-basic-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.108Z","sourceUrl":"https://www.axosbank.com/business/business-checking-accounts/basic-business-checking","sourceLabel":"Axos Basic and Business Interest Checking pages","outcome":"changed","summary":"Basic and Interest Checking terms reconfirmed (1.01% under $50k); bonus now up to $200 with START200 through 1/31/2027 for new businesses, prior $600 bundle no longer shown","changedFields":["features/pros/cons"],"facts":{"apy":"None on Basic; Business Interest Checking pays 1.01% under $50k (then 0.10-0.20%)","monthlyFee":"$0 (Basic)","minimumOpen":"None for Basic; $100 for Business Interest Checking","atm":"Use any US ATM; Axos reimburses domestic operator fees without limit"},"previousHash":"0d8f6adab1773fd9c0356d69effc39e511ee52f8977d72fcf87bd73341ea9412","recordHash":"5b8f6d5d818a57ea13bfdc9da828fe755594f4ec055184163b37e9426b73aca8"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}