{"account":{"slug":"axos-one","bank":"Axos Bank","name":"Axos ONE (successor to Rewards Checking)"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.axosbank.com/personal/bank/axos-one","history":[{"date":"2026-06-11","apy":"Up to 0.51% checking + 4.21% savings with qualifying activity; 1.00% savings base","monthlyFee":"$0","minimumOpen":"None","atm":"91,000+ fee-free ATMs; up to $8/month rebated on domestic out-of-network fees","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"Up to 0.51% checking + 4.21% savings with qualifying activity (3.50% on $250,000+); up to 1.00% savings base; new accounts opened in October 2026 get 5.00% for six statement cycles","monthlyFee":"$0","minimumOpen":"None","atm":"95,000+ fee-free ATMs; the product page no longer advertises out-of-network fee reimbursement","note":"Reconfirmed 4.21%/0.51% qualified rates and the $1,500 or $5,000 deposit-and-balance hurdles; added the 3.50% tier above $250k, the October 2026 5.00% new-account boost, 95,000+ ATMs and the Axos Insured Deposit Program; ATM reimbursement no longer advertised","sourceUrl":"https://www.axosbank.com/personal/bank/axos-one","sourceLabel":"Axos ONE product page"}],"verificationEvents":[{"id":"2574be72-2132-4643-9b04-d4781199e893","entityType":"bank-account","slug":"axos-one","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:19.176Z","sourceUrl":"https://www.axosbank.com/personal/bank/axos-one","sourceLabel":"Axos ONE product page","outcome":"changed","summary":"4.21%/0.51% qualified rates confirmed; added 3.50% tier above $250k, October 2026 5.00% new-account boost, 95,000+ ATMs, Axos Insured Deposit Program; ATM reimbursement no longer advertised","changedFields":["apy","fdic","plans","features","atm","cons"],"facts":{"savingsQualified":"4.21%","checkingQualified":"0.51%","savingsBase":"up to 1.00%","boost":"5.00% six cycles, Oct 2026 openings","atms":"95,000+"},"previousHash":"764e68e11af3cffbb31b1ba062f6123ce08327d2038bb921205a752d617e3e3c","recordHash":"59525dfc6828cfd46624e089cea9be19a3c335b1a2ec9cb42b296c60f4e066ce"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}