{"account":{"slug":"bank-of-america-advantage-banking","bank":"Bank of America","name":"Advantage Banking"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.bankofamerica.com/deposits/checking/advantage-banking/","history":[{"date":"2026-06-11","apy":"None on SafeBalance/Plus; 0.01% on Advantage Relationship","monthlyFee":"$12 Advantage Plus; $25 Advantage Relationship with a $10,000 balance waiver shown in the archive record","minimumOpen":"$25 SafeBalance; $100 Plus and Relationship","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-09-04","apy":"None on SafeBalance/Plus; variable interest on Advantage Relationship, with the current rate unavailable online at review time","monthlyFee":"$4.95 SafeBalance; $12 Plus; $25 Relationship, each with current balance, activity, age, or BofA Rewards waiver paths","minimumOpen":"$25 SafeBalance; $100 Plus and Relationship","note":"Replaced the retired Preferred Rewards tier language, corrected the Relationship balance waiver from $10,000 to $20,000, and updated ATM benefits","sourceUrl":"https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees","sourceLabel":"Bank of America Personal Schedule of Fees, August 2026"}],"verificationEvents":[{"id":"90121d3b-a233-483f-aec1-88a00b4c7b83","entityType":"bank-account","slug":"bank-of-america-advantage-banking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:06:38.920Z","sourceUrl":"https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees","sourceLabel":"Bank of America Personal Schedule of Fees, August 2026","outcome":"changed","summary":"Completed the three-account review; replaced retired Preferred Rewards language, corrected the Relationship balance waiver and updated current ATM tier benefits","changedFields":["apy","plans","features","atm","pros","cons","ourTake","bestFor","termHistory","lastVerified"],"facts":{"safeBalanceFee":4.95,"plusFee":12,"relationshipFee":25,"relationshipBalanceWaiver":20000,"preferredPlusBalance":30000,"preferredHonorsBalance":100000,"premierBalance":1000000},"previousHash":"7184c87c9ea48505f3f5c2de374d195d09853bd61375921ef44e256e24b581df","recordHash":"56053ca3320238c93d80e3a52e0a703c28c940d95884eb7b463ebd3afbde429a"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}