{"account":{"slug":"betterment-checking","bank":"Betterment","name":"Checking"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.betterment.com/checking","history":[{"date":"2026-09-07","apy":"None on checking; the separate Cash Reserve account carries the yield","monthlyFee":"$0","minimumOpen":"None","atm":"Every ATM fee on earth reimbursed, plus FX fee reimbursement on the debit card","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}