{"account":{"slug":"bluevine-business-checking","bank":"Bluevine","name":"Business Checking"},"status":"recent","lastVerified":"2026-10-22","officialSource":"https://www.bluevine.com/business-checking","history":[{"date":"2026-10-19","apy":"1.3% on balances up to $250,000 (Standard, with activity); up to 3.0% on Premier (as of September 2026)","monthlyFee":"$0 (Standard)","minimumOpen":"None","atm":"Free at 38,000+ MoneyPass ATMs; no Bluevine fee elsewhere but operator fees apply","note":"Previously published snapshot; later corrections are recorded below."},{"date":"2026-10-22","apy":"1.3% variable APY on up to $250,000 with $500 monthly Bluevine debit spend or $2,500 in monthly customer payments; paid Plus 1.75% up to $250,000, Premier 3.0% on all balances","monthlyFee":"$0 (Standard)","minimumOpen":"None","atm":"No fee at MoneyPass ATMs; $2.50 Bluevine fee outside the network plus possible operator charges","note":"Corrected payment fees, checkbooks, debit-only waiver spending, activity requirement and ATM fees from current pricing and fee schedule.","sourceUrl":"https://www.bluevine.com/business-checking/plans-and-pricing","sourceLabel":"Official provider terms"},{"date":"2026-10-23","apy":"1.3% variable APY on up to $250,000 with $500 monthly eligible Bluevine debit or Cashback Mastercard spend or $2,500 in monthly customer payments; paid Plus 1.75% up to $250,000, Premier 3.0% on all balances","monthlyFee":"$0 (Standard)","minimumOpen":"None","atm":"No fee at MoneyPass ATMs; $2.50 Bluevine fee outside the network plus possible operator charges","note":"Scoped correction from binding interest terms: eligible Standard spending can use Bluevine debit or Cashback Mastercard. Paid-plan fee waivers still specify debit spending. Client payments must post and settle in the eligibility period; own-account transfers do not qualify. Full-record date and prior history retained.","sourceUrl":"https://www.bluevine.com/checking-interest","sourceLabel":"Official provider terms and current help"}],"verificationEvents":[{"id":"1709a46a-7098-425f-ba53-c0b3a7c37ba2","entityType":"bank-account","slug":"bluevine-business-checking","checkedAt":"2026-10-23T09:32:48.232Z","recordedAt":"2026-10-23T09:32:48.232Z","sourceUrl":"https://www.bluevine.com/checking-interest","sourceLabel":"Bluevine binding interest accrual terms","outcome":"changed","summary":"Scoped correction: Standard interest spending permits debit or Cashback Mastercard; paid-plan waiver remains debit-only. Previous history and full-record date preserved.","changedFields":["apy","plans","bestFor","termHistory"],"previousHash":"94a37e19048b1f90133da264a198cea456c6ae5b1299a6ada33d7d1c6450474e","recordHash":"f8e7ae4d836a6cbcd991837dd6f04b09f0311d845e40809fa64a19d723862943"},{"id":"5245e677-dfe8-4d38-8880-8100a448392a","entityType":"bank-account","slug":"bluevine-business-checking","checkedAt":"2026-10-23T03:15:11.906Z","recordedAt":"2026-10-23T03:15:11.908Z","sourceUrl":"https://support.bluevine.com/s/article/Does-my-Bluevine-Business-Checking-account-have-fees","sourceLabel":"Bluevine account fee schedule","outcome":"changed","summary":"Confirmed zero opening minimum, $2.50 out-of-network ATM fee, cash deposit fees and debit-only waiver spending.","changedFields":["minimumOpen","atm","plans"],"previousHash":"b26063219a4b8cd056a33037bc90ea4a64ef6769e973ed5ee873f47e6614b621","recordHash":"6d4ffc67e195d2048dc9845848969bafff1901aac63fdcae68311d64e1a2a7aa"},{"id":"448622c8-0e16-418c-8bc2-7008e04b5bd5","entityType":"bank-account","slug":"bluevine-business-checking","checkedAt":"2026-10-23T03:15:11.835Z","recordedAt":"2026-10-23T03:15:11.836Z","sourceUrl":"https://www.bluevine.com/business-checking/plans-and-pricing","sourceLabel":"Bluevine current plan comparison","outcome":"changed","summary":"Reverified interest, fee waivers, sub-account limits, checkbooks and payment pricing; corrected false free-wire and ACH claims.","changedFields":["apy","plans","features","pros","cons","ourTake","lastVerified"],"previousHash":"d81b5c4569af05a83bb4b8839f7f00a42d6aa8fbad06437847291b24320727c7","recordHash":"b26063219a4b8cd056a33037bc90ea4a64ef6769e973ed5ee873f47e6614b621"},{"id":"cc57f668-a5b9-4c1e-a979-575a9234dda0","entityType":"bank-account","slug":"bluevine-business-checking","checkedAt":"2026-10-19T12:00:00.000Z","recordedAt":"2026-10-19T11:43:38.311Z","sourceUrl":"https://www.bluevine.com/business-checking","sourceLabel":"Bluevine Business Checking page","outcome":"confirmed","summary":"Standard/Plus/Premier APY tiers and fees unchanged","changedFields":[],"previousHash":"ad0b411dddf99ff20647579933540e313c5a88a1eca60fe64ccd69a763c5a8a1","recordHash":"abaf907026ba181ba8e1f1a59c7d5ae1f506ee0d4cc7d886f4735e9acad6cd67"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}