{"account":{"slug":"bread-savings","bank":"Bread Savings (Bread Financial)","name":"High-Yield Savings"},"status":"recent","lastVerified":"2026-09-21","officialSource":"https://www.breadfinancial.com/en/bread-savings/high-yield-savings-account.html","history":[{"date":"2026-09-21","apy":"4.00% (as of September 2026, up from 3.95%)","monthlyFee":"$0","minimumOpen":"$100 (in a single transaction)","atm":"No ATM access; ACH transfers to linked external accounts","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}