{"account":{"slug":"brex-business-account","bank":"Brex","name":"Business Account"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.brex.com","history":[{"date":"2026-06-11","apy":"Treasury money market yields ~4.01% (up to 4.36% at $20M+); checking and Vault pay nothing","monthlyFee":"$0 (Essentials)","minimumOpen":"None (US-incorporated companies with an EIN only)","atm":"No ATM or cash access; spend runs through Brex corporate cards","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"Treasury total return 3.56% ($0-$500k) up to 3.91% ($20M+); checking and Vault pay nothing","monthlyFee":"$0 (Essentials)","minimumOpen":"None (US-incorporated companies with an EIN only)","atm":"No ATM or cash access; spend runs through Brex corporate cards","note":"Treasury total return now 3.56-3.91% by balance tier; $6M Vault FDIC across 24 banks, Column N.A. checking and plan pricing reconfirmed; Brex is now a Capital One subsidiary","sourceUrl":"https://www.brex.com/product/business-account","sourceLabel":"Brex business account and pricing pages"},{"date":"2026-10-23","apy":"Estimated annualized Treasury total return 3.58%–3.93%; variable investment return, not savings APY","monthlyFee":"$0 (Essentials); Premium $12 per user monthly; Enterprise custom","minimumOpen":"No minimum Treasury deposit; business and card eligibility requirements apply","note":"Scoped review of Treasury return calculation, conditional Vault coverage, transfer timing and plan features. Removed unsupported highest-yield and fixed sub-account-count claims. Full-record verification date retained; overview and processing guide disagree on Vault timing.","sourceUrl":"https://www.brex.com/product/business-account","sourceLabel":"Brex business account, pricing, requirements and transfer help"}],"verificationEvents":[{"id":"386d948b-0212-4e6f-9d94-d0b499bcf0f2","entityType":"bank-account","slug":"brex-business-account","checkedAt":"2026-10-23T09:04:36.028Z","recordedAt":"2026-10-23T09:04:36.029Z","sourceUrl":"https://www.brex.com/product/business-account","sourceLabel":"Brex business account, pricing, requirements and transfer help","outcome":"changed","summary":"Scoped Treasury return, conditional Vault coverage, transfer timing and plan-feature review; preserved full-record verification date and previous history.","changedFields":["tagline","apy","fdic","plans","features","pros","cons","ourTake","bestFor","termHistory"],"previousHash":"58078ad3f54e6663f36df7eba4d3771ec5032e78fe5d28de5cee3c4912eddd2c","recordHash":"08e58a0bf462b9139e31c152238e41719fb3b74150c6930f39f4bc806b64cd16"},{"id":"e6d60f09-c1e9-4b4f-a910-b811a7ad81a8","entityType":"bank-account","slug":"brex-business-account","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.823Z","sourceUrl":"https://www.brex.com/product/business-account","sourceLabel":"Brex business account and pricing pages","outcome":"changed","summary":"Treasury total return now 3.56-3.91% by balance tier; $6M Vault FDIC across 24 banks, Column N.A. checking and plan pricing reconfirmed; Brex is now a Capital One subsidiary","changedFields":["apy"],"facts":{"apy":"Treasury total return 3.56% ($0-$500k) up to 3.91% ($20M+); checking and Vault pay nothing","monthlyFee":"$0 (Essentials)","minimumOpen":"None (US-incorporated companies with an EIN only)","atm":"No ATM or cash access; spend runs through Brex corporate cards"},"previousHash":"016d35d17392ad6219ecddfeda29c3c6f91154fd2df7d3c0cf492c04451a6eec","recordHash":"dae8710470c3b1e43519053259b54af3c48932420acda32b341b1d1a710d3d8d"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}