{"account":{"slug":"capital-one-360-performance-savings","bank":"Capital One","name":"360 Performance Savings"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/","history":[{"date":"2026-09-01","apy":"3.00% on all balances","monthlyFee":"$0","minimumOpen":"None","atm":"No direct ATM access on savings","note":"Prior canonical snapshot before direct first-party API evidence was attached"},{"date":"2026-09-04","apy":"3.00% on all balances","monthlyFee":"$0","minimumOpen":"None","atm":"No direct ATM access on savings; transfer to checking for ATM withdrawals","note":"Capital One's product page rendered a broken NaN placeholder, while its first-party deposits API returned six active balance tiers at 3.00% APY, effective June 2, 2026","sourceUrl":"https://api.capitalone.com/deposits/products/~/search","sourceLabel":"Capital One deposits product rates API"}],"verificationEvents":[{"id":"edcff425-2dbd-4359-b893-56c36706c01f","entityType":"bank-account","slug":"capital-one-360-performance-savings","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:36:46.595Z","sourceUrl":"https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/","sourceLabel":"Capital One 360 Performance Savings page","outcome":"unavailable","summary":"Official page rendered NaN APY on September 4; current account terms are now withheld even though the prior successful check was recent","changedFields":["publicationStatus"],"facts":{"renderedApy":null,"publicationStatus":"source-unavailable"},"previousHash":"2caa2907b39487c2bbbeca55fbac25797658f816d61afe3e06be78ce63cc0286","recordHash":"75f385dcbe181dd91f63be623b1e876fcc89b28e1cdd1650c8e5a45b048aca59"},{"id":"3661be83-42fb-4c3e-a6b4-6eba881a4d95","entityType":"bank-account","slug":"capital-one-360-performance-savings","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T02:11:23.754Z","sourceUrl":"https://api.capitalone.com/deposits/products/~/search","sourceLabel":"Capital One deposits product rates API","outcome":"changed","summary":"First-party API resolved the broken public-page APY placeholder and returned six active tiers at 3.00% APY","changedFields":["apy","termHistory","lastVerified","publicationStatus","bonusSlug"],"facts":{"apy":"3.00%","balanceTiers":6,"rateEffective":"2026-06-02","pagePlaceholder":"NaN"},"previousHash":"2db03a15fa1f4f0c544db684574b669605f5cb5403dfc6262b2fe2bf499bd365","recordHash":"316eca4ba11763205fc215f9bd6e595de6172941fc69f99ef43b4a7b3c2a424b"},{"id":"24ad1297-c783-440f-8a40-f579650bc61c","entityType":"bank-account","slug":"capital-one-360-performance-savings","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T02:11:23.944Z","sourceUrl":"https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/","sourceLabel":"Capital One 360 Performance Savings page","outcome":"confirmed","summary":"Official page reconfirmed no monthly fee, no minimum, monthly interest crediting, and no direct ATM withdrawal access","changedFields":["sections","faqs","ourTake"],"facts":{"monthlyFee":"$0","minimumOpen":"None","directAtmAccess":false,"interestCrediting":"monthly"},"previousHash":"316eca4ba11763205fc215f9bd6e595de6172941fc69f99ef43b4a7b3c2a424b","recordHash":"9f7f7e7c9675a5da5c3d813f09590363180c6ee14f4f6b1fa35c42069c57db3a"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}