{"account":{"slug":"capital-one-business-checking","bank":"Capital One","name":"Business Checking (Basic / Enhanced / Premier)"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.capitalone.com/small-business/bank/products/checking/","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$15 Basic / $35 Enhanced; waivable","minimumOpen":"None","note":"Legacy snapshot omitted Premier Checking and treated the opening minimum as zero without public evidence"},{"date":"2026-09-04","apy":"No APY advertised","monthlyFee":"$15 Basic / $35 Enhanced / $99 Premier; waivable at $2,000 / $25,000 / $100,000 average balances","minimumOpen":"Not disclosed on the public product pages","atm":"Fee-free at 70,000+ Capital One, MoneyPass, and Allpoint ATMs","note":"Added Premier; reconfirmed digital transactions, cash deposits, ATM access, overdraft protection, wire pricing, and geographic limits","sourceUrl":"https://www.capitalone.com/small-business/bank/products/checking/","sourceLabel":"Capital One business checking comparison and product terms"}],"verificationEvents":[{"id":"54ccdeb3-4a3b-426b-a973-8b2248144e81","entityType":"bank-account","slug":"capital-one-business-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:58:53.767Z","sourceUrl":"https://www.capitalone.com/small-business/bank/products/checking/","sourceLabel":"Capital One business checking comparison and product terms","outcome":"changed","summary":"Added Premier Checking and corrected digital transaction, cash deposit, overdraft protection, wire, and opening-deposit disclosures","changedFields":["accountName","monthlyFee","minimumOpen","plans","features","cons","ourTake","termHistory","lastVerified"],"facts":{"monthlyFees":"$15 / $35 / $99","waiverBalances":"$2,000 / $25,000 / $100,000","minimumOpen":"not publicly disclosed"},"previousHash":"c6b19ccdcca17c04eb500b28562df3af6757c3aecc72ffaaad5a2f6c923741ac","recordHash":"45ef3baf1023b0fc006bec1d1303a5e2669c02267753c4672ed17395a3e14608"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}