{"account":{"slug":"capital-one-money-teen-checking","bank":"Capital One","name":"MONEY Teen Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.capitalone.com/bank/checking-accounts/teen-checking-account/","history":[{"date":"2026-06-11","apy":"0.10%","monthlyFee":"$0","minimumOpen":"None","atm":"Free at 70,000+ Capital One, MoneyPass, and Allpoint ATMs","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"0.10% on all balances (variable, effective 10/12/2026)","monthlyFee":"$0, including after age 18","minimumOpen":"None","atm":"Free at 70,000+ Capital One, MoneyPass, and Allpoint ATMs","note":"Reconfirmed APY, fees, ATM network and teen Zelle access; minimum age lowered from 8 to 6","sourceUrl":"https://www.capitalone.com/bank/checking-accounts/teen-checking-account/","sourceLabel":"Capital One MONEY Teen Checking product page"},{"date":"2026-10-23","apy":"Variable interest; confirm current APY with Capital One","monthlyFee":"$0 monthly service fee; other service fees may apply","minimumOpen":"None","note":"Scoped review corrected allowance automation, retail cash access, fees and age-18 wording. Public product and disclosure pages returned a nonnumeric APY; the older 0.10% snapshots remain historical, not a current rate confirmation.","sourceUrl":"https://www.capitalone.com/bank/disclosures/checking-accounts/teen-checking-account/","sourceLabel":"Official account terms, scoped October 23 review"}],"verificationEvents":[{"id":"ee40465a-7289-4eeb-be8a-45046a0ea48f","entityType":"bank-account","slug":"capital-one-money-teen-checking","checkedAt":"2026-10-23T09:48:03.311Z","recordedAt":"2026-10-23T09:48:03.312Z","sourceUrl":"https://www.capitalone.com/bank/disclosures/checking-accounts/teen-checking-account/","sourceLabel":"Capital One MONEY product and legal disclosures","outcome":"changed","summary":"Scoped comparison review: corrected allowance, cash access, fees and age-18 wording; public APY display was nonnumeric, so current numeric APY removed and historical snapshots retained. Full-record verification date unchanged.","changedFields":["apy","tagline","features","pros","cons","ourTake","bestFor","termHistory"],"previousHash":"7062de9cab41031aa54036b539a1c060af9d05a05c09dfa2aed1879a8388b8cc","recordHash":"cb84ebe7e1cc849e9ebfb5ea7457dcb1c083b1d13ec575a7be4174fea3162e06"},{"id":"9fb28dad-a47e-455f-ad3d-e155e5eb577d","entityType":"bank-account","slug":"capital-one-money-teen-checking","checkedAt":"2026-10-23T02:33:07.105Z","recordedAt":"2026-10-23T02:33:07.106Z","sourceUrl":"https://www.capitalone.com/bank/checking-accounts/teen-checking-account/","sourceLabel":"Capital One MONEY","outcome":"confirmed","summary":"Guide-only check: minimum age 6, no monthly fee or minimum, adult joint owner may link another bank; no new complete-record verification date assigned.","changedFields":[],"previousHash":"52deb07b16721286d14ed254ff6783e97bd1b107fc3b3535f36dae47e37942da","recordHash":"a5c41468b4acd34f237f9af0c1d534e6feb3eed655fb9f7b1deb6b613d1e91a8"},{"id":"5601fa3a-0a81-4992-97b7-748eed956f86","entityType":"bank-account","slug":"capital-one-money-teen-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.746Z","sourceUrl":"https://www.capitalone.com/bank/checking-accounts/teen-checking-account/","sourceLabel":"Capital One MONEY Teen Checking product page","outcome":"changed","summary":"0.10% APY (effective 10/12/2026), $0 fees and 70,000+ ATMs confirmed; minimum age lowered from 8 to 6","changedFields":["tagline","features","pros","ourTake","bestFor"],"facts":{"apy":0.1,"monthlyFee":0,"minimumAge":6,"atms":70000},"previousHash":"53712c2b3bc7477fb52643b394a05318d096c891ceb800e229228d2d83e8bcf3","recordHash":"2b9b38cdb7b9b1eff2e2266f973f56b43e5d2bfd3d27c9e940b6919a9195d396"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}