{"account":{"slug":"chase-business-complete-checking","bank":"Chase","name":"Business Complete Banking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.chase.com/business/banking/checking/business-complete-banking","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$15, waived with $2,000 minimum daily balance, $2,000 in Chase Ink card spend, or $2,000 in Chase Payment Solutions deposits","minimumOpen":"None","atm":"Free at 15,000+ Chase ATMs; $3+ at non-Chase ATMs plus operator fees","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None","monthlyFee":"$15, waived with a $2,000 minimum daily ending balance, $2,000 in Chase for Business credit card purchases, $2,000 in Chase QuickAccept or other Chase Payment Solutions deposits, a linked Chase Private Client or J.P. Morgan checking account, or Chase Military Banking","minimumOpen":"None","atm":"Free at 14,000+ Chase ATMs, including ATM deposits at no additional charge; non-Chase ATM fees may apply","note":"Reconfirmed $15 fee, no opening deposit, 20 free banker transactions and $5,000 in-branch cash per cycle; waiver list now includes linked Private Client/J.P. Morgan checking and Chase Military Banking; no APY","sourceUrl":"https://www.chase.com/business/banking/checking/business-complete-banking","sourceLabel":"Chase Business Complete Banking product page"},{"date":"2026-10-23","apy":"None","monthlyFee":"$15, waived each statement period with a $2,000 minimum daily ending balance, $2,000 eligible Chase for Business credit-card purchases, $2,000 eligible Chase QuickAccept or Chase Payment Solutions deposits, a qualifying linked Chase Private Client, JPMorgan Classic or Private Client Checking Plus account, or Chase Military Banking requirements","minimumOpen":"None","atm":"Deposits at Chase ATMs have no additional charge; non-Chase ATM fees may apply","note":"Scoped review: corrected paid ACH Payment Services, separated in-branch cash allowance from ATM deposits, specified QuickAccept pricing and cutoff, clarified waiver accounts and removed unsupported blanket superlatives. Full-record verification date remains October 12.","sourceUrl":"https://www.chase.com/business/banking/services/ach","sourceLabel":"Chase business ACH payment pricing"}],"verificationEvents":[{"id":"d76f55b5-9004-4e52-a8b4-de57cffad212","entityType":"bank-account","slug":"chase-business-complete-checking","checkedAt":"2026-10-23T11:50:03.899Z","recordedAt":"2026-10-23T11:50:03.900Z","sourceUrl":"https://www.chase.com/business/banking/services/ach","sourceLabel":"Chase business ACH payment pricing","outcome":"changed","summary":"Scoped Chase business-checking correction: paid ACH pricing, cash/ATM distinction, QuickAccept processing and availability, exact waiver labels and qualified editorial claims; full-record date preserved.","changedFields":["tagline","monthlyFee","features","atm","pros","cons","ourTake","bestFor","termHistory"],"facts":{"fullRecordLastVerified":"2026-10-12","standardAchFirstTen":2.5,"standardAchAdditional":0.15,"sameDayAchPercent":1,"sameDayAchCap":25,"branchCashAllowance":5000,"atmDepositsAdditionalCharge":0,"quickAcceptInPersonPercent":2.6,"quickAcceptInPersonFixed":0.1,"quickAcceptKeyedPercent":3.5,"quickAcceptKeyedFixed":0.1,"sameDayCutoffPacific":"17:00","sources":[{"label":"Chase Business Complete fee waivers, cash deposits and transaction allowance","url":"https://www.chase.com/business/banking/checking/business-complete-banking"},{"label":"Chase business ACH payment pricing","url":"https://www.chase.com/business/banking/services/ach"},{"label":"Chase QuickAccept processing fees and same-day deposit cutoff","url":"https://www.chase.com/business/payments/quickaccept"}]},"previousHash":"1c17f375c9763505143b77c74afd4d78b56d96ecb77dbe241799f3b575574b58","recordHash":"d87631e660a29cac744a1e146eccc62b1688a8f94943c15a51919c9ce2cd615c"},{"id":"05195313-ce3b-43d7-b128-1fefde61ba48","entityType":"bank-account","slug":"chase-business-complete-checking","checkedAt":"2026-10-23T03:15:12.400Z","recordedAt":"2026-10-23T03:15:12.401Z","sourceUrl":"https://www.chase.com/business/resources/business-bank-account-information","sourceLabel":"Chase ownership-specific application requirements","outcome":"confirmed","summary":"For LLC guide: corrected universal online-opening claim; multi-member and multi-manager LLCs directed to a branch. No account-wide verification date reset.","changedFields":[],"previousHash":"a8e74e7ec3f8340b32ac64ee6fb97975a93066125c36874a8765db087eadde21","recordHash":"85a236e2c41d7bed4ffff2b8465eec0633d1bbbbbf0d82242bd812c31015dd0f"},{"id":"d3360af4-6127-4b3f-9bbf-16196e8ee022","entityType":"bank-account","slug":"chase-business-complete-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:16.883Z","sourceUrl":"https://www.chase.com/business/banking/checking/business-complete-banking","sourceLabel":"Chase Business Complete Banking product page","outcome":"changed","summary":"$15 fee and $2,000 waivers reconfirmed; waiver list expanded, ATM/branch counts and excess-fee wording updated to what Chase publishes","changedFields":["monthlyFee","atm","features"],"facts":{"monthlyFee":15,"minimumOpen":0,"freeBankerTransactions":20,"freeCashDeposits":5000,"apy":null},"previousHash":"2af2c35c1dea4916203c2113265e0e17cf07c8ebd5750b91dab437ce4931113a","recordHash":"c7905c78107bd5dc35b52697b81cd974be5f1c4da45207ece68d6ca236265d2d"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}