{"account":{"slug":"chase-first-banking","bank":"Chase","name":"First Banking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://personal.chase.com/personal/first-banking/","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$0","minimumOpen":"None","atm":"Free at 15,000+ Chase ATMs; $3 fee at out-of-network ATMs ($5 international), not reimbursed","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None (does not earn interest)","monthlyFee":"$0","minimumOpen":"None","atm":"Free at 14,000+ Chase ATMs; $3 per non-Chase ATM withdrawal in the U.S., $5 outside the U.S., plus operator surcharges","note":"Reconfirmed $0 fee, ages 6-17, qualifying parent checking requirement, up to five accounts per parent and non-Chase ATM fees; updated ATM and branch counts and added the $400 purchase and $100 ATM daily card limits","sourceUrl":"https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf","sourceLabel":"Chase First Banking page and Chase Additional Banking Services and Fees"},{"date":"2026-10-23","apy":"None","monthlyFee":"$0 monthly service fee; other service fees may apply","minimumOpen":"None","note":"Scoped review confirmed parent-only funding, no direct cash/check/payroll deposits, age rules and conditional service fees; corrected the claim that overdrawing is impossible.","sourceUrl":"https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf","sourceLabel":"Official account terms, scoped October 23 review"}],"verificationEvents":[{"id":"a653cc08-e582-440d-aeb2-1f29c84b6f04","entityType":"bank-account","slug":"chase-first-banking","checkedAt":"2026-10-23T09:48:03.388Z","recordedAt":"2026-10-23T09:48:03.389Z","sourceUrl":"https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf","sourceLabel":"Chase First Banking product, FAQ and account terms","outcome":"changed","summary":"Scoped comparison review: confirmed parent-only funding and age rules; corrected blanket free claims and guaranteed-decline wording. Full-record verification date unchanged.","changedFields":["tagline","features","pros","ourTake","termHistory"],"previousHash":"cb84ebe7e1cc849e9ebfb5ea7457dcb1c083b1d13ec575a7be4174fea3162e06","recordHash":"ae1e01b267e718e24377ce1430b51f1e3c68d49ccb93ad59651b14569cce4808"},{"id":"c55cd0ab-649f-49b9-b105-e893faaa5872","entityType":"bank-account","slug":"chase-first-banking","checkedAt":"2026-10-23T02:33:07.178Z","recordedAt":"2026-10-23T02:33:07.179Z","sourceUrl":"https://www.chase.com/personal/first-banking/faq","sourceLabel":"Chase First Banking FAQ","outcome":"changed","summary":"Guide check and targeted record correction: parent transfer funding only; no direct, check or cash deposits. Full-record October 12 date retained.","changedFields":["features","pros"],"previousHash":"a5c41468b4acd34f237f9af0c1d534e6feb3eed655fb9f7b1deb6b613d1e91a8","recordHash":"62d5f20180c371e70ff9f2a985c6ca22a3ed503f6329d713a943d2b8297909a9"},{"id":"386b5bf8-8364-401d-b626-7a5685a65d1b","entityType":"bank-account","slug":"chase-first-banking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.675Z","sourceUrl":"https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf","sourceLabel":"Chase First Banking page and Chase Additional Banking Services and Fees","outcome":"changed","summary":"$0 fee, ages 6-17, five accounts per parent, $3/$5 non-Chase ATM fees confirmed; ATM/branch counts updated and $400 purchase/$100 ATM daily caps added","changedFields":["features","atm","cons"],"facts":{"monthlyFee":0,"ages":"6-17","maxAccounts":5,"nonChaseAtmUS":3,"nonChaseAtmIntl":5,"dailyPurchase":400,"dailyAtm":100},"previousHash":"c5d9399ddc18a490752a0a88dc78af45b7fb2bb6dabef4836e85180060e7569e","recordHash":"53712c2b3bc7477fb52643b394a05318d096c891ceb800e229228d2d83e8bcf3"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}