{"account":{"slug":"cit-platinum-savings","bank":"CIT Bank","name":"Platinum Savings"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.cit.com/cit-bank/platinum-savings/boost","history":[{"date":"2026-09-07","apy":"3.75% on balances of $5,000+ (as of September 2026); roughly 0.25% below $5,000","monthlyFee":"$0","minimumOpen":"$100","atm":"No ATM card; transfers via ACH to linked external accounts","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}