{"account":{"slug":"discover-online-savings","bank":"Discover (now Capital One, N.A.)","name":"Online Savings Account"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.discover.com/online-banking/savings-account/","history":[{"date":"2026-11-02","apy":"3.10% for accounts migrated to Capital One 360 Performance Savings (as of November 2026)","monthlyFee":"$0","minimumOpen":"Closed to new applicants","note":"Freshness-rotation reconfirmation: Discover remains closed to new deposit-account applicants, and converted accounts still carry Capital One 360 Performance Savings' 3.10% rate. Migration continues in batches through 2027.","sourceLabel":"Doctor of Credit, Kiplinger and FrequentMiler coverage of the Discover-to-Capital One deposit migration"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}