{"account":{"slug":"discover-online-savings","bank":"Discover (now Capital One, N.A.)","name":"Online Savings Account"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.discover.com/online-banking/savings-account/","history":[{"date":"2026-09-07","apy":"3.30% for existing accounts (as of August 2026)","monthlyFee":"$0","minimumOpen":"Closed to new applicants","atm":"No ATM access on savings; Discover cashback checking customers have separate debit access","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}