{"account":{"slug":"everbank-performance-savings","bank":"EverBank","name":"Performance Savings"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.everbank.com/banking/performance-savings","history":[{"apy":"4.20% (as of October 2026, up from 3.90%)","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-19","note":"Previously published editorial snapshot; not evidence of the bank’s rate-change date."},{"apy":"4.20% variable APY for new accounts; may not apply to existing accounts. Checked October 23, 2026","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-23","note":"Scoped review made new-account APY eligibility explicit and removed unsupported future-stability and universal-rate claims. Full-record date retained.","sourceUrl":"https://www.everbank.com/banking/performance-savings","sourceLabel":"Official product terms reviewed October 23, 2026"},{"apy":"4.20% variable APY for new accounts; may not apply to existing accounts. Checked November 2, 2026","monthlyFee":"$0","minimumOpen":"None","date":"2026-11-02","note":"Freshness-rotation reconfirmation: EverBank's rates page (accurate as of 10/30/2026) and product page both still show 4.20% for new accounts. No change.","sourceUrl":"https://www.everbank.com/banking/performance-savings","sourceLabel":"EverBank Performance Savings page, checked November 2, 2026"}],"verificationEvents":[{"id":"5e898301-bbf3-49f5-b806-4566f6cc36df","entityType":"bank-account","slug":"everbank-performance-savings","checkedAt":"2026-10-23T19:51:21.322Z","recordedAt":"2026-10-23T19:51:21.324Z","sourceUrl":"https://www.everbank.com/banking/performance-savings","sourceLabel":"Official savings product terms; scoped review","outcome":"changed","summary":"Scoped review made new-account APY eligibility explicit and removed unsupported future-stability and universal-rate claims. Full-record date retained.","changedFields":["tagline","apy","features","pros","cons","ourTake","bestFor","termHistory"],"previousHash":"bf1ec19130dec2b4187268652a702d460f9193cd97356f099f432d8cb9ee9d20","recordHash":"6419ec710614bc4ed0a4768c1b0ffb898a7616a7cea7f76baaa846ef657f6d96"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}