{"account":{"slug":"fifth-third-momentum-checking","bank":"Fifth Third","name":"Momentum Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.53.com/content/fifth-third/en/personal-banking/bank/checking-accounts/momentum-checking.html","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$0","minimumOpen":"None","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None","monthlyFee":"$0","minimumOpen":"None (must be funded within 90 days)","atm":"Nationwide fee-free Fifth Third and partner ATMs; $3.50 at other ATMs","note":"Reconfirmed no monthly fee, minimum balance or opening deposit, Early Pay, Extra Time and MyAdvance terms","sourceUrl":"https://www.53.com/content/fifth-third/en/personal-banking/bank/checking-accounts/momentum-checking.html","sourceLabel":"Fifth Third Momentum Checking product page"}],"verificationEvents":[{"id":"0200a075-269c-49a6-b149-fccec8feda9c","entityType":"bank-account","slug":"fifth-third-momentum-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.389Z","sourceUrl":"https://www.53.com/content/fifth-third/en/personal-banking/bank/checking-accounts/momentum-checking.html","sourceLabel":"Fifth Third Momentum Checking product page","outcome":"unavailable","summary":"53.com serves an 'Oops, something went wrong' error page (with reference number) to every automated request, including the checking comparison page; record left unchanged","changedFields":[],"previousHash":"3c90faa25176dd8d5ee530cf9587ff4c915cfcc4f71ceb42c479ed4d1474800e","recordHash":"67834c5416f4213ade4881822a86dc25a66ed8fd9b64885e76c7518b20f53050"},{"id":"e5ead7d3-7e2f-4cde-8519-8d3013593dc0","entityType":"bank-account","slug":"fifth-third-momentum-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:32:58.505Z","sourceUrl":"https://www.53.com/content/fifth-third/en/personal-banking/bank/checking-accounts/momentum-checking.html","sourceLabel":"Fifth Third Momentum Checking product page","outcome":"confirmed","summary":"No monthly fee, minimum balance or opening deposit; Early Pay and Extra Time confirmed","changedFields":["termHistory"],"facts":{"monthlyFee":0},"previousHash":"e7ea1a8cc2e219ca04d4522c4bb773c3342f43a691ddca28adc27c2bae6950cc","recordHash":"83a31f723b4a025fd4013a1b9586e5f3d332813faa83341216b6ef82f943a972"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}