{"account":{"slug":"first-internet-bank-business-checking","bank":"First Internet Bank","name":"Do More Business Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.firstib.com/business/deposits/small-business-checking/","history":[{"date":"2026-06-11","apy":"0.50% with a $10,000 average daily balance","monthlyFee":"$0","minimumOpen":"$100","atm":"Use any ATM; up to $10/month in fees rebated","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"0.50% with a $10,000 average daily balance","monthlyFee":"$0","minimumOpen":"$100","atm":"Use any ATM; up to $10/month in fees rebated","note":"Reconfirmed 0.50% APY with $10,000 average daily balance (rates updated 10/2/2026), no monthly or overdraft fees, unlimited transactions, $10/month ATM rebates","sourceUrl":"https://www.firstib.com/business/deposits/small-business-checking/","sourceLabel":"First Internet Bank Do More Business Checking page"}],"verificationEvents":[{"id":"4267ca6b-c5cf-421b-912c-2c7d8781a552","entityType":"bank-account","slug":"first-internet-bank-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.319Z","sourceUrl":"https://www.firstib.com/business/deposits/small-business-checking/","sourceLabel":"First Internet Bank Do More Business Checking page","outcome":"confirmed","summary":"0.50% APY with $10,000 average daily balance, no monthly or overdraft fees, unlimited transactions and $10/month ATM rebates reconfirmed","changedFields":["features"],"facts":{"apy":0.5,"apyBalance":10000,"monthlyFee":0,"atmRebate":10,"ratesUpdated":"2026-10-02"},"previousHash":"fa68dc7ee6593f77d58d2238b9d21580f07a85db56dbeea377af24103f9d4986","recordHash":"8a011784d2a348239ffae1033343a1969f569c00ab80e1cff46d937ab877f8bb"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}