{"account":{"slug":"grasshopper-business-checking","bank":"Grasshopper Bank","name":"Innovator Business Checking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://grasshopper.bank","history":[{"date":"2026-06-11","apy":"1.35% on $25k-$250k; 1.00% below $25k and above $250k","monthlyFee":"$0","minimumOpen":"$100","atm":"Fee-free at 37,000+ MoneyPass and 8,500+ SUM ATMs; no reimbursements outside the networks","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"1.35% on $25k-$250k; 1.00% below $25k and above $250k","monthlyFee":"$0","minimumOpen":"$100","atm":"Fee-free at 37,000+ MoneyPass and 8,500+ SUM ATMs; no reimbursements outside the networks","note":"Reconfirmed 1.00%/1.35%/1.00% APY tiers (as of 11/3/2025), $100 opening deposit, 1% cashback at $10k average, MoneyPass/SUM ATMs, $5 outgoing wires and $125M ICS","sourceUrl":"https://www.grasshopper.bank/banking-solutions/small-business-checking/","sourceLabel":"Grasshopper small business checking page"},{"date":"2026-10-23","apy":"Checking tiers unchanged; Accelerator and separate savings descriptions corrected","note":"Scoped product-identity correction: Accelerator checking tiers and separate Innovator savings rates from current disclosures. Removed unsupported blanket APY comparison; full-record verification date retained.","sourceUrl":"https://www.grasshopper.bank/banking-solutions/small-business-checking/","sourceLabel":"Official product disclosures and pricing reviewed for startup banking guide","monthlyFee":"$0","minimumOpen":"$100"}],"verificationEvents":[{"id":"f73f4242-f6fa-476a-af34-01bd644405bb","entityType":"bank-account","slug":"grasshopper-business-checking","checkedAt":"2026-10-23T19:21:01.762Z","recordedAt":"2026-10-23T19:21:01.763Z","sourceUrl":"https://www.grasshopper.bank/banking-solutions/small-business-checking/","sourceLabel":"Official product disclosures and pricing","outcome":"changed","summary":"Scoped product-identity correction: Accelerator checking tiers and separate Innovator savings rates from current disclosures. Removed unsupported blanket APY comparison; full-record verification date retained.","changedFields":["plans","features","ourTake","termHistory"],"previousHash":"df15cc8cd179dca7e97f8df8de7944c5fe3233e3d2dc31b5991557414d9ad96c","recordHash":"f1e89ef2f1f1cb15be5685f990df039ae8605e64f55e806b0660b8123ef1ccfb"},{"id":"85614a49-faa7-4c5b-9ce3-14d3fe99f61f","entityType":"bank-account","slug":"grasshopper-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.178Z","sourceUrl":"https://www.grasshopper.bank/banking-solutions/small-business-checking/","sourceLabel":"Grasshopper small business checking page","outcome":"confirmed","summary":"Reconfirmed 1.00%/1.35%/1.00% APY tiers (as of 11/3/2025), $100 opening deposit, 1% cashback at $10k average, MoneyPass/SUM ATMs, $5 outgoing wires and $125M ICS","changedFields":[],"facts":{"apy":"1.35% on $25k-$250k; 1.00% below $25k and above $250k","monthlyFee":"$0","minimumOpen":"$100","atm":"Fee-free at 37,000+ MoneyPass and 8,500+ SUM ATMs; no reimbursements outside the networks"},"previousHash":"5b8f6d5d818a57ea13bfdc9da828fe755594f4ec055184163b37e9426b73aca8","recordHash":"60c7bce9f9b378abe764cc8ea18be3cf3b1c6bc8ed734aab6f6e69c0c3c041e1"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}