{"account":{"slug":"keybank-checking","bank":"KeyBank","name":"Personal Checking"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.key.com/personal/checking/key-smart-checking-account.html","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$0 (both Key Smart and Hassle-Free)","minimumOpen":"$10","atm":"Free at 40,000+ KeyBank and Allpoint ATMs nationwide","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}