{"account":{"slug":"laurel-road-high-yield-savings","bank":"Laurel Road (KeyBank)","name":"High Yield Savings"},"status":"unavailable","lastVerified":"2026-10-05","officialSource":"https://www.key.com/personal/savings/savings-accounts.html","history":[{"date":"2026-10-05","apy":"Prior editorial claim: 3.50% for existing accounts","monthlyFee":"Prior editorial claim: $0","minimumOpen":"Prior editorial claim: closed to new applicants","note":"Unsubstantiated legacy record, not verified bank terms. These claims were withdrawn October 23 because current primary evidence did not support them. This row does not establish a historical rate, closure date or fee entitlement."},{"date":"2026-10-23","apy":"Current APY not verified","monthlyFee":"Current fee schedule not verified","minimumOpen":"Opening availability and minimum not verified","sourceUrl":"https://www.key.com/personal/savings/savings-accounts.html","sourceLabel":"Destination of the former Laurel Road savings URL","note":"The redirect does not establish terms for a legacy Laurel Road account. Current financial claims and opening buttons are withheld; separately sourced guidance is available above."}],"verificationEvents":[{"id":"a0f8b6c0-cd90-4c70-ae85-413f2941ac3e","entityType":"bank-account","slug":"laurel-road-high-yield-savings","checkedAt":"2026-10-23T07:53:58.312Z","recordedAt":"2026-10-23T07:53:58.313Z","sourceUrl":"https://doctors.key.com/nurses/","sourceLabel":"KeyBank nurses page: dated May 12, 2025 APY advertisement","outcome":"changed","summary":"Added separately dated source-backed guidance and five FAQs. The 3.50 percent advertisement is explicitly dated May 12, 2025, not October 2026. Other sources establish historical launch terms, KeyBank brand identity and general FDIC rules; no complete account-term renewal is claimed.","changedFields":["editorialReview","seo"],"previousHash":"287e88325547a92ca98bc6ee49e9a57f784e5ac903b024ba8101ec46c6bb5c20","recordHash":"c23d4e4910f1601d85d953b387df28ef976d2a8825029601eac10797b978524e"},{"id":"7d448f1a-61f7-4447-ae21-b5e52977ecce","entityType":"bank-account","slug":"laurel-road-high-yield-savings","checkedAt":"2026-10-23T07:53:58.241Z","recordedAt":"2026-10-23T07:53:58.242Z","sourceUrl":"https://www.laurelroad.com/high-yield-savings-account/","sourceLabel":"Former Laurel Road savings product URL","outcome":"unavailable","summary":"Former savings URL redirects to KeyBank savings comparison. Current legacy APY, fees, opening eligibility and access could not be substantiated. Removed unsupported current claims, marked source-unavailable and retained a clearly labeled prior editorial record. The dated nurses advertisement is not a current rate.","changedFields":["apy","monthlyFee","minimumOpen","atm","publicationStatus","termHistory","features","pros","cons","ourTake"],"previousHash":"57d7368ec2bd572c975cb44bc663a36da13ecafdca385dc8ee8aafb074ef82f5","recordHash":"287e88325547a92ca98bc6ee49e9a57f784e5ac903b024ba8101ec46c6bb5c20"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}