{"account":{"slug":"lendingclub-levelup-savings","bank":"Happen Bank (formerly LendingClub)","name":"LevelUp Savings"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.happen.com/personal-banking/savings/high-yield-savings","history":[{"apy":"4.20% with $250+ in monthly deposits; 3.00% standard otherwise (as of October 2026, up from 4.00%)","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-05","note":"Previously published editorial snapshot; not evidence of the bank’s rate-change date."},{"apy":"4.20% variable LevelUp APY with $250 in qualifying deposits in the prior evaluation statement cycle; 3.00% standard APY otherwise. Introductory cycles apply; checked October 23, 2026","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-23","note":"Scoped review clarified prior-statement-cycle deposit evaluation, excluded deposits, introductory cycles and variable rates; updated official URL. Full-record date retained.","sourceUrl":"https://www.happen.com/personal-banking/savings/high-yield-savings","sourceLabel":"Official product terms reviewed October 23, 2026"},{"apy":"4.20% variable LevelUp APY with $250 in qualifying deposits in the prior evaluation statement cycle; 3.00% standard APY otherwise. Introductory cycles apply; checked November 2, 2026","monthlyFee":"$0","minimumOpen":"None","date":"2026-11-02","note":"Freshness-rotation reconfirmation: Happen's page (dated 10/31/2026) still shows the 4.20% LevelUp rate and 3.00% standard rate. No change.","sourceUrl":"https://www.happen.com/personal-banking/savings/high-yield-savings","sourceLabel":"Happen Bank LevelUp Savings page, checked November 2, 2026"}],"verificationEvents":[{"id":"c896f482-5f77-4f66-94a3-f9f210aa8b29","entityType":"bank-account","slug":"lendingclub-levelup-savings","checkedAt":"2026-10-23T19:51:21.404Z","recordedAt":"2026-10-23T19:51:21.405Z","sourceUrl":"https://www.happen.com/personal-banking/savings/high-yield-savings","sourceLabel":"Official savings product terms; scoped review","outcome":"changed","summary":"Scoped review clarified prior-statement-cycle deposit evaluation, excluded deposits, introductory cycles and variable rates; updated official URL. Full-record date retained.","changedFields":["tagline","apy","features","atm","pros","cons","ourTake","bestFor","url","termHistory"],"previousHash":"6419ec710614bc4ed0a4768c1b0ffb898a7616a7cea7f76baaa846ef657f6d96","recordHash":"9522bbb6a3e052dfc528a85a12461f7a2f93fe57ae52aad121a523354c08e65f"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}