{"account":{"slug":"lendingclub-levelup-savings","bank":"Happen Bank (formerly LendingClub)","name":"LevelUp Savings"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.lendingclub.com/personal-banking/savings/high-yield-savings","history":[{"date":"2026-09-07","apy":"4.00% with $250+ in monthly deposits; 3.00% standard otherwise (as of September 2026)","monthlyFee":"$0","minimumOpen":"None","atm":"Free ATM card; no LendingClub fees, MoneyPass and SUM networks fee-free","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}