{"account":{"slug":"lili-business-banking","bank":"Lili","name":"Business Banking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://lili.co","history":[{"date":"2026-06-11","apy":"Savings pays 2.25% up to $500k and 4.00% on the portion from $500k to $1M (effective 1/13/2026)","monthlyFee":"$0 (Core)","minimumOpen":"None","atm":"Free at 40,000+ MoneyPass ATMs; $2.50 out-of-network plus operator fees","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"Savings pays 2.25% up to $500k and 4.00% on the portion from $500k to $1M (effective 1/13/2026)","monthlyFee":"$0 (Core)","minimumOpen":"None","atm":"Free at 40,000+ MoneyPass ATMs; $2.50 out-of-network plus operator fees","note":"Reconfirmed plan pricing, 2.25%/4.00% savings APY (effective 1/13/2026), $3M FDIC via Sunrise Banks sweep, MoneyPass network and $2.50 out-of-network ATM fee","sourceUrl":"https://lili.co/plans","sourceLabel":"Lili plans page and Sunrise Banks account agreement fee schedule"},{"date":"2026-10-23","apy":"Savings pays 2.25% up to $500k and 4.00% on the portion from $500k to $1M (effective 1/13/2026)","monthlyFee":"$0 (Core)","minimumOpen":"None","atm":"Free at MoneyPass ATMs; $2.50 domestic out-of-network or $5 international, plus operator fees","note":"Scoped review added standard annual pricing and refund limitations, qualified BalanceUp eligibility and limits, corrected international ATM fees, and replaced the unsupported no-team-controls claim. Savings tier disclosure reconfirmed; October 12 full-record date and previous observations preserved.","sourceUrl":"https://lili.co/legal-documents/sunrise-account-agreement","sourceLabel":"Lili agreement, fee schedule and linked primary disclosures"}],"verificationEvents":[{"id":"ffa300a0-5903-4d6b-8b8e-5eb1bed3aa29","entityType":"bank-account","slug":"lili-business-banking","checkedAt":"2026-10-23T10:40:42.924Z","recordedAt":"2026-10-23T10:40:42.925Z","sourceUrl":"https://lili.co/legal-documents/sunrise-account-agreement","sourceLabel":"Lili account agreement and linked primary disclosures","outcome":"changed","summary":"Scoped annual-pricing, refund, ATM, BalanceUp and team-control corrections; retained October 12 full-record date and previous term history.","changedFields":["plans","atm","fdic","features","pros","cons","tagline","ourTake","termHistory"],"previousHash":"93a3848a756339c0df2317cd4794fae340e11a1b745c3a73a8a7c640419b0366","recordHash":"5b9fb104ec446e993d620f0e71c7259c28b52e8f2d8f6a3254b13e0ba6d1fff5"},{"id":"441d65fd-105e-4907-a0f4-0c16208e1fec","entityType":"bank-account","slug":"lili-business-banking","checkedAt":"2026-10-23T03:15:12.329Z","recordedAt":"2026-10-23T03:15:12.330Z","sourceUrl":"https://lili.co/plans","sourceLabel":"Lili current plan features","outcome":"confirmed","summary":"For LLC guide: confirmed Core no-monthly-fee tier, Pro tax savings and Smart accounting; no full-review verification reset.","changedFields":[],"previousHash":"9b7f4d46102d2a06619fd0c4c957e43c65af03c4be5d3a07f662f59c9eba886c","recordHash":"a8e74e7ec3f8340b32ac64ee6fb97975a93066125c36874a8765db087eadde21"},{"id":"25ccb87c-6122-45ae-9340-ee03b19a00de","entityType":"bank-account","slug":"lili-business-banking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.679Z","sourceUrl":"https://lili.co/plans","sourceLabel":"Lili plans page and Sunrise Banks account agreement fee schedule","outcome":"confirmed","summary":"Reconfirmed plan pricing, 2.25%/4.00% savings APY (effective 1/13/2026), $3M FDIC via Sunrise Banks sweep, MoneyPass network and $2.50 out-of-network ATM fee","changedFields":[],"facts":{"apy":"Savings pays 2.25% up to $500k and 4.00% on the portion from $500k to $1M (effective 1/13/2026)","monthlyFee":"$0 (Core)","minimumOpen":"None","atm":"Free at 40,000+ MoneyPass ATMs; $2.50 out-of-network plus operator fees"},"previousHash":"5a0354418406a774e0c7d3e78001fef8ab9908211f9f5bdf5b2cc3d7e9f2b681","recordHash":"55a6d923951fd9f1ab11c7ba05a1d7a7fa144a7d321e8dffc9f9f3395a0ace4b"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}