{"account":{"slug":"live-oak-business-savings","bank":"Live Oak Bank","name":"Business Savings"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.liveoak.bank/business-savings/","history":[{"date":"2026-06-11","apy":"2.85% on all balances (lowered from 3.00% in January 2026)","monthlyFee":"$0","minimumOpen":"None","atm":"No ATM access; online transfers only (savings account)","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}