{"account":{"slug":"mt-ezchoice-checking","bank":"M&T Bank","name":"Personal Checking"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.mtb.com/personal/checking-accounts","history":[{"date":"2026-06-11","apy":"None on EZChoice/Plus; token interest on MyChoice Premium","monthlyFee":"$0 (EZChoice)","minimumOpen":"$25","atm":"Free at ~1,500 M&T ATMs; $3 elsewhere (refunded on MyChoice Premium)","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}