{"account":{"slug":"one-finance","bank":"OnePay (formerly ONE)","name":"OnePay Cash"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.onepay.com/","history":[{"date":"2026-06-11","apy":"None on spending balance; 3.35% on savings with $500+ monthly direct deposit or $5,000+ balance, 1.00% otherwise","monthlyFee":"$0","minimumOpen":"None","atm":"55,000+ fee-free Allpoint ATMs plus free cash access at every Walmart","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}