{"account":{"slug":"pibank-savings","bank":"Pibank, N.A.","name":"Pibank Savings"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.pibank.com/pibank-savings/","history":[{"apy":"4.25% (as of October 2026, up from 4.10%)","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-05","note":"Previously published editorial snapshot; not evidence of the bank’s rate-change date."},{"apy":"4.40% variable APY; official offer dated October 21, 2026, checked October 23","monthlyFee":"$0","minimumOpen":"None","date":"2026-10-23","note":"Scoped review updated the advertised APY to 4.40%, current bank name and transfer description; removed unsupported national-leader, rate-history and ACH-only claims. Full-record date retained.","sourceUrl":"https://www.pibank.com/pibank-savings/","sourceLabel":"Official product terms reviewed October 23, 2026"},{"apy":"4.40% variable APY; official offer dated October 21, 2026, checked November 2","monthlyFee":"$0","minimumOpen":"None","date":"2026-11-02","note":"Freshness-rotation reconfirmation: Pibank's savings page still advertises 4.40% APY. No change.","sourceUrl":"https://www.pibank.com/pibank-savings/","sourceLabel":"Pibank Savings page, checked November 2, 2026"}],"verificationEvents":[{"id":"73f53d91-c91e-42c8-8993-d91893ffdd2a","entityType":"bank-account","slug":"pibank-savings","checkedAt":"2026-10-23T19:51:21.163Z","recordedAt":"2026-10-23T19:51:21.164Z","sourceUrl":"https://www.pibank.com/pibank-savings/","sourceLabel":"Official savings product terms; scoped review","outcome":"changed","summary":"Scoped review updated the advertised APY to 4.40%, current bank name and transfer description; removed unsupported national-leader, rate-history and ACH-only claims. Full-record date retained.","changedFields":["bank","tagline","apy","fdic","features","atm","pros","cons","ourTake","bestFor","termHistory"],"previousHash":"f1e89ef2f1f1cb15be5685f990df039ae8605e64f55e806b0660b8123ef1ccfb","recordHash":"58bd4a1c2df2d495f7acf277fb7abf6cd983f3ac82dd796ac127bb604eb1b40e"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}