{"account":{"slug":"pibank-savings","bank":"Pibank (Intercredit Bank, N.A.)","name":"Pibank Savings"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.pibank.com/pibank-savings/","history":[{"date":"2026-09-07","apy":"4.10% (as of September 2026, cut from 4.40%)","monthlyFee":"$0","minimumOpen":"None","atm":"No ATM access; ACH transfers to your single linked external account","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}