{"account":{"slug":"pnc-business-checking","bank":"PNC","name":"Business Checking (Standard / Plus)"},"status":"recent","lastVerified":"2026-10-23","officialSource":"https://www.pnc.com/en/small-business/banking/business-checking-overview.html","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$12 Business Checking / $20 Business Checking Plus; waivable","minimumOpen":"$100","note":"Legacy snapshot; Business Checking Plus was recorded at $20"},{"date":"2026-09-04","apy":"None","monthlyFee":"$12 Business Checking / $22 Business Checking Plus; waivable, with the first 3 statement cycles free","minimumOpen":"$100","atm":"Free use of 60,000+ PNC and partner ATMs; Plus refunds two non-PNC ATM fees per statement period, excluding operator surcharges","note":"Corrected the Plus fee to $22 and reconfirmed waiver paths, transaction and cash allowances, ATM access, and the current $400 offer","sourceUrl":"https://www.pnc.com/en/small-business/banking/business-checking-overview/checking-comparison.html","sourceLabel":"PNC business checking comparison"},{"date":"2026-10-23","apy":"None","monthlyFee":"$12 Standard or $22 Plus; waivable, with the first three statement cycles free","minimumOpen":"$100","atm":"PNC ATMs have no bank fee. At non-PNC ATMs, the standard bank charge is $3 in the U.S., Canada, Puerto Rico and U.S. Virgin Islands, or $5 elsewhere. Plus reimburses the first two bank fees per statement period; neither tier reimburses ATM-owner surcharges.","note":"Reverified Standard/Plus fees and waivers, transaction and cash overages, ATM charges, paid optional tools and application requirements. Current $400 offer extends through December 31; statement cycles and payout deadlines are separate.","sourceUrl":"https://www.pnc.com/content/dam/pnc-com/pdf/smallbusiness/DepositAccounts/bus-deposit-fees.pdf","sourceLabel":"PNC business checking fees and linked product disclosures"}],"verificationEvents":[{"id":"ebe13123-232e-457c-9a6b-ce9dda06d683","entityType":"bank-account","slug":"pnc-business-checking","checkedAt":"2026-10-23T14:43:18.395Z","recordedAt":"2026-10-23T14:43:18.396Z","sourceUrl":"https://www.pnc.com/content/dam/pnc-com/pdf/smallbusiness/DepositAccounts/bus-deposit-fees.pdf","sourceLabel":"PNC business checking fee schedule and product disclosures","outcome":"changed","summary":"Reverified Standard and Plus fees, linked waiver conditions, included activity and overage costs, ATM charges, optional Cash Flow Insight services and application requirements. Added comparison, worked cost example and sourced FAQs.","changedFields":["tagline","monthlyFee","fdic","plans","features","atm","pros","cons","ourTake","bestFor","termHistory","lastVerified","comparePlans","sections","editorialReview"],"facts":{"standardFee":12,"plusFee":22,"standardTransactions":150,"plusTransactions":500,"standardCashAllowance":5000,"plusCashAllowance":10000},"previousHash":"7590be6e91632816f72f1f3e7f687c5c4a3428f09d5b09a97f0498c5d2521ff7","recordHash":"09f9725c0d79683495c3957cc6922e3d9977245487d39eb506ad1ed949734571"},{"id":"3a515792-b782-4f0d-afe3-961aa526acde","entityType":"bank-account","slug":"pnc-business-checking","checkedAt":"2026-09-05T02:28:03.412Z","recordedAt":"2026-09-05T02:28:03.413Z","sourceUrl":"https://www.pnc.com/en/small-business/banking/business-checking-overview/checking-comparison.html","sourceLabel":"PNC business checking comparison","outcome":"changed","summary":"Corrected Business Checking Plus from $20 to $22 and reconfirmed waiver paths, allowances, ATM access, minimum opening deposit, and current offer cross-link.","changedFields":["monthlyFee","plans","features","bonusSlug","termHistory","lastVerified"],"facts":{"businessCheckingMonthlyFee":12,"businessCheckingPlusMonthlyFee":22,"minimumOpen":100,"standardTransactions":150,"plusTransactions":500},"previousHash":"c823c5dae4b96fc94eb0a82c382f850f42c1b82901b0b1af9d15e5535d1795ca","recordHash":"fb4d24ae15f19444dc79c1cf88af28df9dcaf8fd1da191b492b0ba4a16a4e742"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}