{"account":{"slug":"raisin","bank":"Raisin","name":"Savings Marketplace"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.raisin.com/en-us/","history":[{"date":"2026-11-02","apy":"Up to ~4.30% depending on partner institution (as of November 2026, up from ~4.15%)","monthlyFee":"$0","minimumOpen":"$1","note":"Freshness-rotation reconfirmation: Raisin's own savings page, dated November 2026, advertises up to 4.30% APY (Northpointe Bank, Western Alliance Bank). No change.","sourceUrl":"https://www.raisin.com/en-us/savings-accounts/","sourceLabel":"Raisin Best High Yield Savings Account Rates page, checked November 2, 2026"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}