{"account":{"slug":"raisin","bank":"Raisin","name":"Savings Marketplace"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.raisin.com/en-us/","history":[{"date":"2026-09-07","apy":"Up to ~4.15% depending on partner institution (as of September 2026)","monthlyFee":"$0","minimumOpen":"$1","atm":"No ATM or card access; deposits and withdrawals route through Raisin to your one linked external account","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}