{"account":{"slug":"ramp-business-account","bank":"Ramp","name":"Business Account (Ramp Treasury)"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://ramp.com/treasury","history":[{"date":"2026-06-11","apy":"Roughly 2.0-2.5% variable on checking (true FDIC interest); Investment Account yields ~4.38% (money market fund, $5k minimum)","monthlyFee":"$0 (included with Ramp's free tier)","minimumOpen":"None for checking; $5,000 minimum for the Investment Account","atm":"No ATM or cash access; spend runs through Ramp corporate cards","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}