{"account":{"slug":"regions-business-checking","bank":"Regions","name":"Business Checking (LifeGreen / Advantage / Business Interest)"},"status":"recent","lastVerified":"2026-10-23","officialSource":"https://www.regions.com/small-business/business-checking","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$7 (LifeGreen Simple), $12 (LifeGreen), or $25 (Advantage), waivable","minimumOpen":"$100","atm":"Free at ~2,000 Regions ATMs; out-of-network fees apply","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None on LifeGreen and Advantage; Business Interest Checking earns interest (rate not published on the product page)","monthlyFee":"$12 (LifeGreen), $25 (Advantage), or $15 (Business Interest), waivable","minimumOpen":"$100","atm":"Free at ~2,000 Regions ATMs; out-of-network fees apply","note":"LifeGreen Business Simple Checking no longer offered (404, absent from lineup); LifeGreen $12 and Advantage $25 waivers reconfirmed; Business Interest Checking ($15) added","sourceUrl":"https://www.regions.com/small-business/business-checking","sourceLabel":"Regions business checking page and LifeGreen/Advantage account pages"},{"date":"2026-10-23","apy":"LifeGreen and Advantage do not earn interest. Business Interest Checking has a variable, balance-tiered APY; obtain your local rate from Regions","monthlyFee":"$12 (LifeGreen), $25 (Advantage), or $15 (Business Interest), waivable","minimumOpen":"$100","atm":"Regions ATM withdrawals, balance inquiries and transfers: $0. Domestic non-Regions withdrawals/transfers: $3; international withdrawals/transfers: $5. Operator fees and applicable international charges may also apply","note":"Reviewed all three published business-owner plans against current product pages and September pricing disclosures; clarified statement-period qualification, opening-versus-ending balances, Quick Deposit costs, item/cash fees and local APY. Removed unsupported automatic-waiver and branch-count claims; added a sourced plan table and cost example.","sourceUrl":"https://www.regions.com/-/media/pdfs/pricing-schedules/Business_Pricing_Schedule.pdf","sourceLabel":"Regions business pricing schedule effective September 9, 2026 and linked product disclosures"}],"verificationEvents":[{"id":"10821e38-95f7-484d-9971-ba87565d68fe","entityType":"bank-account","slug":"regions-business-checking","checkedAt":"2026-10-23T20:02:01.174Z","recordedAt":"2026-10-23T20:02:01.175Z","sourceUrl":"https://www.regions.com/-/media/pdfs/pricing-schedules/Business_Pricing_Schedule.pdf","sourceLabel":"Regions current business pricing schedule and product disclosures","outcome":"changed","summary":"Reviewed all three published business-owner plans against current product pages and September pricing disclosures; clarified statement-period qualification, opening-versus-ending balances, Quick Deposit costs, item/cash fees and local APY. Removed unsupported automatic-waiver and branch-count claims; added a sourced plan table and cost example.","changedFields":["tagline","apy","fdic","plans","features","atm","pros","cons","ourTake","bestFor","termHistory","faqs","lastVerified","comparePlans","sections"],"previousHash":"54d7cad6056bdf52ee72f76eff9ebc3dacdca0eae5aba3ed4a86b14814ad4cb4","recordHash":"209fdc261f85fc4aa81382b9c77568db82f67bca1984f77506bc53659f17402b"},{"id":"38c5922e-5415-42ad-af77-1baab144b01f","entityType":"bank-account","slug":"regions-business-checking","checkedAt":"2026-10-23T02:16:37.019Z","recordedAt":"2026-10-23T02:16:37.020Z","sourceUrl":"https://www.regions.com/small-business/business-checking/lifegreen-business-checking","sourceLabel":"Regions LifeGreen Business official account terms","outcome":"confirmed","summary":"Confirmed LifeGreen Business $12 fee, $500 balance/$1,000 card-purchase waiver, $100 opening deposit, 150 included items and $5,000 cash allowance for new FAQs. Existing full-record verification date remains October 12.","changedFields":["faqs","shortName"],"previousHash":"5a9c5c8f786fce1ffa17ac4d64180e365d82312da0fb1ee34f82a2dfd469a1ad","recordHash":"eadbebcfedec58babf23064f1240e3857955ba20b159e3dfb068ae0ec8ce81c4"},{"id":"f9fb257e-85ac-4232-b945-66069cda094f","entityType":"bank-account","slug":"regions-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.248Z","sourceUrl":"https://www.regions.com/small-business/business-checking","sourceLabel":"Regions business checking page","outcome":"changed","summary":"LifeGreen Business Simple Checking is no longer offered; LifeGreen and Advantage terms reconfirmed and Business Interest Checking added","changedFields":["accountName","apy","monthlyFee","plans","features","pros","cons"],"facts":{"lifeGreenFee":12,"advantageFee":25,"businessInterestFee":15,"minimumOpen":100},"previousHash":"48e6bcb1d14748d00928de2486fa3114b70df1b29c2b2c06c5c254c7db7bc575","recordHash":"fa68dc7ee6593f77d58d2238b9d21580f07a85db56dbeea377af24103f9d4986"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}