{"account":{"slug":"rho-business-banking","bank":"Rho","name":"Business Banking"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.rho.co","history":[{"date":"2026-06-11","apy":"None on checking; savings yield via insured sweep; Rho Treasury nets 3.19-4.39% ($100k minimum)","monthlyFee":"$0","minimumOpen":"None (incorporated US entities only)","atm":"No ATM access and no cash handling at all; spend runs through the corporate card","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None on checking; Business Savings pays up to 1.00% APY with a $25,000 average monthly balance; Rho Treasury nets 3.20-4.01% ($50k minimum)","monthlyFee":"$0","minimumOpen":"None (incorporated US entities only)","atm":"No ATM access and no cash handling at all; spend runs through the corporate card","note":"Treasury minimum cut to $50k and net yield now 3.20-4.01%; Business Savings up to 1.00% APY with $25k average balance; checking partners Webster Bank and Lead Bank; $0 fees reconfirmed","sourceUrl":"https://www.rho.co/treasury","sourceLabel":"Rho pricing, Treasury and Business Savings pages"},{"date":"2026-10-23","apy":"Checking pays no interest; savings up to 1.00% variable APY with $25,000 average monthly balance. Treasury net yields vary by investment and balance: IJTXX 3.22–3.67%, MULSX 3.43–3.88%, 13-week T-bill benchmark 3.54–3.99% (source dates October 22, 2026); not bank APYs","note":"Scoped Treasury yield and settlement review plus pricing correction; removed unconditional free-service and unmatched-coverage claims. Homepage headline conflicts with dated Treasury table, so the detailed table controls. Full-record date retained.","sourceUrl":"https://www.rho.co/product/treasury","sourceLabel":"Official product disclosures and pricing reviewed for startup banking guide","monthlyFee":"$0","minimumOpen":"None (incorporated US entities only)"}],"verificationEvents":[{"id":"9a27a2ed-f979-4ff2-98fa-059f54825975","entityType":"bank-account","slug":"rho-business-banking","checkedAt":"2026-10-23T19:21:01.607Z","recordedAt":"2026-10-23T19:21:01.608Z","sourceUrl":"https://www.rho.co/product/treasury","sourceLabel":"Official product disclosures and pricing","outcome":"changed","summary":"Scoped Treasury yield and settlement review plus pricing correction; removed unconditional free-service and unmatched-coverage claims. Homepage headline conflicts with dated Treasury table, so the detailed table controls. Full-record date retained.","changedFields":["tagline","apy","features","pros","ourTake","termHistory"],"previousHash":"904c0f75095027e2aa79cd93f8d20b6761add903f00411d3fb9a0f18e208d3c5","recordHash":"74dce98585fd052dcc5ecfcf2f5e17430f21e256cd769d12b86b58275dca2926"},{"id":"10716731-8a1e-46b4-9d1d-a2019348f979","entityType":"bank-account","slug":"rho-business-banking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.751Z","sourceUrl":"https://www.rho.co/treasury","sourceLabel":"Rho pricing, Treasury and Business Savings pages","outcome":"changed","summary":"Treasury minimum cut to $50k and net yield now 3.20-4.01%; Business Savings up to 1.00% APY with $25k average balance; checking partners Webster Bank and Lead Bank; $0 fees reconfirmed","changedFields":["apy"],"facts":{"apy":"None on checking; Business Savings pays up to 1.00% APY with a $25,000 average monthly balance; Rho Treasury nets 3.20-4.01% ($50k minimum)","monthlyFee":"$0","minimumOpen":"None (incorporated US entities only)","atm":"No ATM access and no cash handling at all; spend runs through the corporate card"},"previousHash":"55a6d923951fd9f1ab11c7ba05a1d7a7fa144a7d321e8dffc9f9f3395a0ace4b","recordHash":"016d35d17392ad6219ecddfeda29c3c6f91154fd2df7d3c0cf492c04451a6eec"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}