{"account":{"slug":"shopify-balance","bank":"Shopify","name":"Shopify Balance"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.shopify.com/balance","history":[{"date":"2026-06-11","apy":"2.28% rewards rate on balances (3.30% on Shopify Plus), accrued daily and paid monthly","monthlyFee":"$0","minimumOpen":"None (requires an active Shopify plan with Shopify Payments)","atm":"No Shopify ATM fees; operator fees apply with no reimbursements, and no cash deposits","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"2.52% rewards rate on balances (3.54% on Shopify Plus), accrued daily and paid monthly","monthlyFee":"$0","minimumOpen":"None (requires an active Shopify plan with Shopify Payments)","atm":"No Shopify ATM fees; operator fees apply with no reimbursements, and no cash deposits","note":"Rewards rate now 2.52% (3.54% on Plus); $0 fees, Fifth Third pass-through FDIC, Celtic Bank card and 2% cashback to $2,000/year reconfirmed","sourceUrl":"https://www.shopify.com/balance","sourceLabel":"Shopify Balance product page"}],"verificationEvents":[{"id":"759c1ade-9fc3-477f-b8f2-92e77d6952c7","entityType":"bank-account","slug":"shopify-balance","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:18.037Z","sourceUrl":"https://www.shopify.com/balance","sourceLabel":"Shopify Balance product page","outcome":"changed","summary":"Rewards rate now 2.52% (3.54% on Plus); $0 fees, Fifth Third pass-through FDIC, Celtic Bank card and 2% cashback to $2,000/year reconfirmed","changedFields":["apy"],"facts":{"apy":"2.52% rewards rate on balances (3.54% on Shopify Plus), accrued daily and paid monthly","monthlyFee":"$0","minimumOpen":"None (requires an active Shopify plan with Shopify Payments)","atm":"No Shopify ATM fees; operator fees apply with no reimbursements, and no cash deposits"},"previousHash":"6eb3ed87ed4292a718e23cf86a2aa4c67db6a66d41db0776410c92329b208306","recordHash":"0d8f6adab1773fd9c0356d69effc39e511ee52f8977d72fcf87bd73341ea9412"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}