{"account":{"slug":"synchrony-high-yield-savings","bank":"Synchrony Bank","name":"High Yield Savings"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.synchrony.com/banking/products/high-yield-savings","history":[{"date":"2026-11-02","apy":"3.55% (as of November 2026, up from 3.30% after the Fed's September 16, 2026 rate hike)","monthlyFee":"$0","minimumOpen":"None","note":"Freshness-rotation reconfirmation: Doctor of Credit's rate tracker shows Synchrony's High Yield Savings at 3.55% as of 10/26/2026. No change; the historical Sept-16-hike attribution was not reverified.","sourceLabel":"Doctor of Credit Synchrony rate tracker, checked November 2, 2026"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}