{"account":{"slug":"td-business-checking","bank":"TD Bank","name":"Business Checking (Convenience Plus / Interest Plus)"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.td.com/us/en/small-business/checking-accounts","history":[{"date":"2026-06-11","apy":"None on Convenience Plus; Interest Checking Plus earns interest at modest tiered rates","monthlyFee":"$20 (Convenience Plus) or $15 (Interest Plus), waivable","minimumOpen":"$100","atm":"Free at ~2,600 TD ATMs; out-of-network fees apply on these tiers","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None on Convenience Plus; Interest Checking Plus earns interest at modest tiered rates","monthlyFee":"$20 (Convenience Plus) or $15 (Interest Plus), waivable","minimumOpen":"$100","atm":"No fee at TD ATMs; non-TD ATM fees and operator surcharges apply on these tiers","note":"Reconfirmed $20/$15 fees, $2,500 waivers, $100 opening deposit, 500/200 items, $5,000 cash then $0.30 per $100; new-customer fee-waiver promo through 10/31/26","sourceUrl":"https://www.td.com/us/en/small-business/checking-accounts/convenience-checking-plus","sourceLabel":"TD Business Convenience Checking Plus and Interest Checking Plus pages"}],"verificationEvents":[{"id":"f5c3006d-2a69-489e-b871-d466a9021498","entityType":"bank-account","slug":"td-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:17.101Z","sourceUrl":"https://www.td.com/us/en/small-business/checking-accounts/convenience-checking-plus","sourceLabel":"TD Business Convenience Checking Plus and Interest Checking Plus pages","outcome":"changed","summary":"$20/$15 fees, $2,500 waivers, $100 opening, 500/200 items and $5,000 cash reconfirmed; current new-customer fee-waiver promo recorded","changedFields":["atm","features"],"facts":{"conveniencePlusFee":20,"interestPlusFee":15,"waiver":2500,"minimumOpen":100,"promoEnds":"2026-10-31"},"previousHash":"775dd6ea84a40371b9540f9a84ad5e9e8808b62c3e891df4b4092e0402f79831","recordHash":"d1cdfcc2841bfd95a1b43726f29ead1e56a01b08551d2fee56e610fff0e800a1"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}