{"account":{"slug":"truist-business-checking","bank":"Truist","name":"Business Checking (Simple / Dynamic)"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.truist.com/small-business/banking/checking","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$0 (Simple) or $20 (Dynamic), waivable","minimumOpen":"$100","atm":"Free at ~2,900 Truist ATMs; out-of-network fees apply on most tiers","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-10-12","apy":"None","monthlyFee":"$0 (Simple) or $25 (Dynamic), waivable","minimumOpen":"$100","atm":"Free at ~2,900 Truist ATMs; out-of-network fees apply on most tiers","note":"Dynamic fee is now $25 (waived with $5,000 average relationship ledger balance); Simple excess item fee is $0.50; $100 opening deposit and cash allowances reconfirmed","sourceUrl":"https://www.truist.com/small-business/banking/checking","sourceLabel":"Truist small business checking page"}],"verificationEvents":[{"id":"b144a26a-841f-4657-9322-46493fb5a0e4","entityType":"bank-account","slug":"truist-business-checking","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:16.958Z","sourceUrl":"https://www.truist.com/small-business/banking/checking","sourceLabel":"Truist small business checking page","outcome":"changed","summary":"Dynamic Business Checking fee rose to $25 and Simple's excess item fee is $0.50; opening deposit and cash allowances reconfirmed","changedFields":["monthlyFee","plans","features"],"facts":{"simpleFee":0,"dynamicFee":25,"dynamicWaiver":5000,"minimumOpen":100,"simpleTransactions":50,"dynamicTransactions":500},"previousHash":"c7905c78107bd5dc35b52697b81cd974be5f1c4da45207ece68d6ca236265d2d","recordHash":"bb99df08404937ba9d43c2930afedc80405e5f8a50e212f2cda136c144af8f36"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}