{"account":{"slug":"truist-one-checking","bank":"Truist","name":"One Checking"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.truist.com/checking/truist-one-banking","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$12 with multiple waiver paths","minimumOpen":"$25 online / $50 in branch in the archive record","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-09-04","apy":"None","monthlyFee":"$12, waived through published deposit, balance, relationship, student, or age paths","minimumOpen":"$50","note":"Corrected the opening minimum, all four upper-tier loyalty bonuses, and the Level 2 through Level 4 domestic ATM allowances","sourceUrl":"https://www.truist.com/checking/truist-one-banking/disclosures-and-fees","sourceLabel":"Truist One Checking disclosures and fees"}],"verificationEvents":[{"id":"5d074220-aa00-4dd7-ad38-4b26deeae2aa","entityType":"bank-account","slug":"truist-one-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:06:39.180Z","sourceUrl":"https://www.truist.com/checking/truist-one-banking/disclosures-and-fees","sourceLabel":"Truist One Checking disclosures and fees","outcome":"changed","summary":"Completed the five-level review; corrected the opening minimum, loyalty bonuses and ATM allowances, and attached the current official opening offer","changedFields":["monthlyFee","minimumOpen","plans","features","atm","bonusSlug","termHistory","lastVerified"],"facts":{"monthlyFee":12,"minimumOpen":50,"levelAtmWaivers":[0,1,3,5,"unlimited"],"loyaltyBonuses":[10,20,30,40,50],"openingBonus":500,"offerExpires":"2027-02-02"},"previousHash":"4f76e7f12dde19e283995cb7e9ace76b32b7a67ee64a33b0de61e713b081c305","recordHash":"78edc10e5a13141097ea96dad663ccbfe25c46371921c291ca0b28e744a735a1"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}