{"account":{"slug":"ufb-portfolio-savings","bank":"UFB Direct (Axos Bank)","name":"Portfolio Savings"},"status":"recent","lastVerified":"2026-09-07","officialSource":"https://www.ufbdirect.com/savings","history":[{"date":"2026-09-07","apy":"3.26% on all balances (as of September 2026); up to 3.46% bundled with Freedom Checking","monthlyFee":"$0","minimumOpen":"None","atm":"ATM card included; 91,000+ ATMs with no UFB fees domestically","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}