{"account":{"slug":"upgrade-rewards-checking","bank":"Upgrade","name":"Rewards Checking Plus"},"status":"due","lastVerified":"2026-06-11","officialSource":"https://www.upgrade.com/rewards-checking-plus/","history":[{"date":"2026-06-11","apy":"None on checking; linked Performance Savings pays a top-tier rate with the same direct-deposit status","monthlyFee":"$0","minimumOpen":"None","atm":"No Upgrade ATM fees; out-of-network operator fees rebated (5/month) with Active direct-deposit status","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}