{"account":{"slug":"us-bank-business-checking","bank":"U.S. Bank","name":"Business Checking (Essentials / Gold / Platinum / Premium / Nonprofit)"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html","history":[{"date":"2026-06-11","apy":"None","monthlyFee":"$0 / $20 / $30 for Essentials, Gold, and Platinum","minimumOpen":"$100","note":"Legacy snapshot recorded 125 / 300 / 500 transactions and did not include Premium or Nonprofit"},{"date":"2026-09-04","apy":"None on Essentials and Platinum; interest-bearing Gold and Nonprofit options; Premium earns an earnings credit","monthlyFee":"$0 / $20 / $30 / $34 / $0; Gold and Platinum waivable","minimumOpen":"$25","atm":"No U.S. Bank ATM transaction fee at U.S. Bank and participating partner ATMs","note":"Corrected the opening deposit and transaction tiers; added Premium and Nonprofit; verified the current $400 / $1,200 offer","sourceUrl":"https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html","sourceLabel":"U.S. Bank business checking comparison, pricing, and offer terms"}],"verificationEvents":[{"id":"b5169714-182e-4952-978f-927b204d052b","entityType":"bank-account","slug":"us-bank-business-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:58:53.537Z","sourceUrl":"https://www.usbank.com/business-banking/banking-products/business-bank-accounts/business-checking-account.html","sourceLabel":"U.S. Bank business checking comparison, pricing, and offer terms","outcome":"changed","summary":"Corrected opening deposit and transaction tiers; added Premium and Nonprofit; confirmed current offer","changedFields":["accountName","apy","monthlyFee","minimumOpen","plans","features","atm","cons","url","termHistory","lastVerified"],"facts":{"minimumOpen":"$25","monthlyFees":"$0 / $20 / $30 / $34 / $0","transactions":"unlimited digital plus 25 paper / 350 / 550 / itemized / 1800 yearly"},"previousHash":"af2e322c92ab71afc4f808e208bdc3a95efa7fac06c6b007e14fc1c2d6086f89","recordHash":"c6b19ccdcca17c04eb500b28562df3af6757c3aecc72ffaaad5a2f6c923741ac"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}