{"account":{"slug":"wells-fargo-checking","bank":"Wells Fargo","name":"Personal Checking"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.wellsfargo.com/checking/","history":[{"date":"2026-06-11","apy":"None on Clear Access/Everyday; token interest on Prime and Premier","monthlyFee":"$10 (Everyday), waived with $500 balance or $500 in electronic deposits","minimumOpen":"$25","note":"Legacy snapshot before event-level evidence attachments"},{"date":"2026-09-04","apy":"Not reconfirmed in this partial check","monthlyFee":"$15; multiple activity, balance, age and military waiver paths","minimumOpen":"Not reconfirmed in this partial check","note":"Fee changed from the June archive record; full account reverification remains due","sourceUrl":"https://www.wellsfargo.com/checking/everyday/account-fees-summary/","sourceLabel":"Wells Fargo Everyday Checking fee summary"},{"date":"2026-09-04","apy":"None on Clear Access/Everyday; variable interest on Prime/Premier, with rates unavailable online at review time","monthlyFee":"$5 Clear Access; $15 Everyday; $25 Prime; $35 Premier, each with published waiver paths","minimumOpen":"$25 for each reviewed checking account","note":"Full four-account review completed later the same day; corrected Clear Access waivers, ATM count, overdraft wording, and Prime ATM reimbursement details","sourceUrl":"https://www.wellsfargo.com/checking/","sourceLabel":"Wells Fargo personal checking product pages and fee summaries"}],"verificationEvents":[{"id":"5552f228-be21-48de-9c63-cc9e4a5353b7","entityType":"bank-account","slug":"wells-fargo-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T00:42:51.226Z","sourceUrl":"https://www.wellsfargo.com/checking/everyday/account-fees-summary/","sourceLabel":"Wells Fargo Everyday Checking fee summary","outcome":"changed","summary":"Everyday Checking monthly service fee increased from the June archive value of $10 to $15; current waiver paths were updated. APY, opening minimum and the other tiers still require a full source check, so the account remains action-withheld.","changedFields":["monthlyFee","plans","termHistory"],"facts":{"monthlyFee":15,"electronicDepositWaiver":500,"dailyBalanceWaiver":1500,"linkedBalanceWaiver":5000},"previousHash":"d522926f8c0cea22da04c5b4fd272b2c05a5f374f46d57279f22e73493d46a7d","recordHash":"1c55044febe8455bc6dab57383249ba69ad2307b07f5c213e998c2421d6aca0d"},{"id":"8c0d65a5-06df-47e9-80d3-5dd9edae5989","entityType":"bank-account","slug":"wells-fargo-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T00:56:43.712Z","sourceUrl":"https://www.wellsfargo.com/checking/","sourceLabel":"Wells Fargo personal checking product pages and fee summaries","outcome":"changed","summary":"Completed the four-account review; corrected Clear Access waiver paths, ATM count, overdraft wording, variable-rate disclosure and Prime ATM reimbursement details","changedFields":["apy","plans","features","atm","cons","termHistory","lastVerified"],"facts":{"clearAccessFee":"$5","everydayFee":"$15","primeFee":"$25","premierFee":"$35","minimumOpen":"$25","wellsFargoAtms":"10,000+"},"previousHash":"e75f10b2d7d959549233a10af0e2cc2f93cd601a9401c4787003cf1814bbff47","recordHash":"7184c87c9ea48505f3f5c2de374d195d09853bd61375921ef44e256e24b581df"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}