{"account":{"slug":"x-money-account","bank":"X Money","name":"Account"},"status":"recent","lastVerified":"2026-08-14","officialSource":"https://money.x.com/en","history":[{"date":"2026-08-14","apy":"4.00% with X Premium; 6.00% with Premium+ or $1,000+ in qualifying deposits every 34 days","monthlyFee":"$0 account fee; current rollout requires paid X access ($8/month Premium or $40/month Premium+ on web)","minimumOpen":"None listed","atm":"Free ATM withdrawals globally; operator fees are reimbursed within 3 calendar days","note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}