{"bonus":{"slug":"us-bank-smartly-checking","bank":"U.S. Bank","accountName":"Bank Smartly Checking"},"status":"unavailable","expired":false,"lastVerified":"2026-09-04","officialSource":"https://www.usbank.com/bank-accounts/checking-accounts/bank-smartly-checking.html","history":[{"date":"2026-06-09","bonus":450,"qualifyingAmount":8000,"days":90,"expiration":"2026-09-30","note":"Legacy snapshot: $250 / $350 / $450 tiers; current official page no longer substantiates the offer"}],"verificationEvents":[{"id":"281d3ad0-3e4b-4084-a15c-8d149a52a9b5","entityType":"bank-bonus","slug":"us-bank-smartly-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:58:54.458Z","sourceUrl":"https://www.usbank.com/bank-accounts/checking-accounts/bank-smartly-checking.html","sourceLabel":"U.S. Bank Smartly Checking official page","outcome":"unavailable","summary":"The linked official page remains available but does not substantiate the stored  public bonus, so current bonus claims are withheld","changedFields":["publicationStatus","lastVerified"],"facts":{"publicationStatus":"source-unavailable"},"previousHash":"dc3dde7507a90d701cb32d51549cfc8a04457eda7f28da5c394c2e26498a8312","recordHash":"070eed577dd3f7c8b503213a5672c6c8839ced6feac1d28a13dbc7428284f4e9"},{"id":"baae9164-5510-4e25-92f2-b8030f9849ff","entityType":"bank-bonus","slug":"us-bank-smartly-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:59:10.341Z","sourceUrl":"https://www.usbank.com/bank-accounts/checking-accounts/bank-smartly-checking.html","sourceLabel":"U.S. Bank Smartly Checking official page","outcome":"unavailable","summary":"Correction to prior summary: the linked official page does not substantiate the stored $450 public bonus, so current bonus claims are withheld","changedFields":["summary"],"facts":{"publicationStatus":"source-unavailable"},"previousHash":"efbdce61722dd5909dd32247dff42c879a67af3a5dc5c833b714c3b6019e224d","recordHash":"72a6f5b676294588a3695940610644a15f3c4205b68fa35e38e7104919d01e2f"},{"id":"b8750590-0ec6-4c3c-9dc9-a6abda810be6","entityType":"bank-bonus","slug":"us-bank-smartly-checking","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T02:00:55.419Z","sourceUrl":"https://www.usbank.com/bank-accounts/checking-accounts/bank-smartly-checking.html","sourceLabel":"U.S. Bank Smartly Checking official page","outcome":"unavailable","summary":"Added the prior offer as a dated legacy record while keeping all current bonus claims withheld","changedFields":["offerHistory"],"facts":{"publicationStatus":"source-unavailable","legacyOfferDate":"2026-06-09"},"previousHash":"72a6f5b676294588a3695940610644a15f3c4205b68fa35e38e7104919d01e2f","recordHash":"2db03a15fa1f4f0c544db684574b669605f5cb5403dfc6262b2fe2bf499bd365"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}