{"rate":{"slug":"ally-online-savings","bank":"Ally","accountName":"Online Savings"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.ally.com/bank/online-savings-account/","history":[{"date":"2026-06-09","apy":3.6,"note":"Legacy snapshot; no event-level evidence attached"},{"date":"2026-10-12","apy":3.1,"note":"3.10% APY on all balance tiers","sourceUrl":"https://www.ally.com/bank/online-savings-account/","sourceLabel":"Ally Online Savings Account page"}],"verificationEvents":[{"id":"84dc5312-843b-408b-9f23-8f1fdb16abb8","entityType":"hysa","slug":"ally-online-savings","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:16.656Z","sourceUrl":"https://www.ally.com/bank/online-savings-account/","sourceLabel":"Ally Online Savings Account page","outcome":"changed","summary":"APY now 3.10% on all balance tiers, no minimum","changedFields":["apy"],"facts":{"apy":3.1},"previousHash":"05c7f3d3a704418af883098236dcbdf8e2d9e0f6eed41699b3b5e75e840f1ae2","recordHash":"12fb9ae0e187efe779c3542db78e13d9bb9efba04c6db8809dc810d89a7855c5"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}