{"rate":{"slug":"amex-hysa","bank":"American Express","accountName":"High Yield Savings"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.americanexpress.com/en-us/banking/online-savings/account/","history":[{"date":"2026-06-09","apy":3.5,"note":"Legacy snapshot; no event-level evidence attached"},{"date":"2026-10-12","apy":3.1,"note":"APY stated as accurate as of October 12, 2026","sourceUrl":"https://www.americanexpress.com/en-us/banking/online-savings/account/","sourceLabel":"American Express High Yield Savings page"}],"verificationEvents":[{"id":"714b1e0c-34be-4451-967b-e517d1f858d0","entityType":"hysa","slug":"amex-hysa","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:16.733Z","sourceUrl":"https://www.americanexpress.com/en-us/banking/online-savings/account/","sourceLabel":"American Express High Yield Savings page","outcome":"changed","summary":"APY now 3.10% (accurate as of 10/12/2026), no minimum","changedFields":["apy"],"facts":{"apy":3.1},"previousHash":"12fb9ae0e187efe779c3542db78e13d9bb9efba04c6db8809dc810d89a7855c5","recordHash":"c8c91fb62ee011c8c2e6c81fb6d1ed2dfb095063c6981e4c107fadfdfb167102"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}