{"rate":{"slug":"cit-platinum-savings","bank":"CIT Bank","accountName":"Platinum Savings"},"status":"recent","lastVerified":"2026-10-19","officialSource":"https://www.cit.com/cit-bank/bank/savings/platinum-savings","history":[{"date":"2026-06-09","apy":4,"note":"Legacy snapshot; no event-level evidence attached"},{"date":"2026-10-19","apy":3.75,"note":"Standard top-tier rate on $5,000+ balances; Boost50 promo (effective Sept 29-Dec 15, 2026) adds 0.50% to about 4.25%","sourceLabel":"Aggregated rate trackers (CollegeInvestor and DealNews agreeing on the 3.75% standard rate and Boost50 terms, both within the last 30 days)"}],"verificationEvents":[{"id":"e29a374c-27c8-470b-8f06-73388f717602","entityType":"hysa","slug":"cit-platinum-savings","checkedAt":"2026-10-19T12:00:00.000Z","recordedAt":"2026-10-19T11:43:31.107Z","sourceUrl":"https://www.cit.com/cit-bank/bank/savings/platinum-savings","sourceLabel":"CIT Bank Platinum Savings page, cross-checked against two independent aggregated rate trackers (CollegeInvestor and DealNews) agreeing on 3.75% standard / Boost50 terms, both within the last 30 days","outcome":"changed","summary":"Standard top-tier rate stepped down from 4.00% to 3.75% on $5,000+ balances; Boost50 promo (Sept 29-Dec 15, 2026) adds 0.50%, pushing the top tier to about 4.25%","changedFields":["apy","notes","rateHistory"],"previousHash":"89093734916e91a0108efdd0f2faa96b7994d208b5aadb2ff70983812b3e9c9b","recordHash":"2048bf987609be78663a3abf8641da31a1a122ebf1cc1c1f117c20046ddf323a"},{"id":"886cc4a7-4296-4095-a27e-77ceb42d1d93","entityType":"hysa","slug":"cit-platinum-savings","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:16.809Z","sourceUrl":"https://www.cit.com/cit-bank/bank/savings/platinum-savings","sourceLabel":"CIT Platinum Savings page","outcome":"unavailable","summary":"JS app renders an empty body in headless and curl; no rate observable","changedFields":[],"previousHash":"c8c91fb62ee011c8c2e6c81fb6d1ed2dfb095063c6981e4c107fadfdfb167102","recordHash":"2af2c35c1dea4916203c2113265e0e17cf07c8ebd5750b91dab437ce4931113a"},{"id":"dc869e29-008b-4a3c-ad5f-a33f8e6cc0b4","entityType":"hysa","slug":"cit-platinum-savings","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:32:59.610Z","sourceUrl":"https://www.cit.com/cit-bank/bank/savings/platinum-savings","sourceLabel":"CIT Platinum Savings page","outcome":"unavailable","summary":"CIT's Angular app never renders a body in curl or headless Chrome; no rate observable; record left unchanged","changedFields":[],"previousHash":"5cc615e9882137ee9c1e584f00f5b68e82f17e84e8c598cc07e7e924774c88b9","recordHash":"ac8a14434f8d0b6c2530e781046fb6d86b82bf3b9753706ec5bdc4cdb0a4b293"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}